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About LinkBacksWhy do people post FAKO scores in their signature...when those don't really matter? Why not just post the FICO scores? Just curious
Thread: FICO vs FAKO Scores?
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Gold Member
- Join Date
- Jan 2013
- Location
- Alamogordo, NM
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- 25
FICO vs FAKO Scores?
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Centurion Member
- Join Date
- Jan 2013
- Location
- United States
- Posts
- 419
The FICO scores are the most important but they are also the most expensive ones to acquire. There are cheaper ways to get other "FAKO" scores, so people use them as an estimate of a true FICO.
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Platinum Member
- Join Date
- Feb 2013
- Location
- New York, NY
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- 68
How much does it cost to get each of your scores?
Originally Posted by Sevenfeet
My "children"
Wells Fargo Platinum 2.100 (5/2011)
American Express Gold NPSL (6/2012)
Barclays Apple Visa 3k (6/2012)
AMEX Gold Delta SkyMiles 2K (5/2013)
My credit score (coming soon)
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Centurion Member
- Join Date
- Aug 2012
- Location
- MA
- Posts
- 228
it can cost up to 40$ for just one look at your FICO EQ and TU Scores Originally Posted by AMEXPlatino86
Source: http://www.myfico.com/Products/Products.aspxAmex Zync - NPSL (Cleared up to 25k)
Amex BCE - 6000 limit
FIA Rewards Amex- 2500 limit
Chase Freedom - 2000 limit
BoA Cash Rewards Privileges- 3000 limit
Discover IT- 3500 limit
20 years old with alot of life to spend
Its not about the ending, its about the journey
just as long as the ending is just as good
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Platinum Member
- Join Date
- Feb 2013
- Location
- New York, NY
- Posts
- 68
Wow that ridiculous price to pay but considering I'm a credit enthusiast, I would pay anything to protect it. Does anybody else use those programs to watch over their credit and have access to their scores?
My "children"
Wells Fargo Platinum 2.100 (5/2011)
American Express Gold NPSL (6/2012)
Barclays Apple Visa 3k (6/2012)
AMEX Gold Delta SkyMiles 2K (5/2013)
My credit score (coming soon)
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Gold Member
- Join Date
- Jan 2013
- Location
- Alamogordo, NM
- Posts
- 25
I have the myfico monthly subscription. It's free for 10 days then 14.95/month(3 month minimum) if you choose to do the subscription. Your report updates every 3 months. It also sends you alerts if something changes on your report. You can also customize the alerts. If you don't want to wait 3 months for an updated report, you can buy a current report for a 20-30% discount. I think it's worth it. I like watching over my credit. But hey, that's just me.
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Gold Member
- Join Date
- Feb 2013
- Location
- Houston tx,
- Posts
- 27
I've been using Scoresense.com. It costs a monthly fee but it's still cheap and alerts you if your score goes up or down with all three big kahunas.
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Centurion Member
- Join Date
- Jul 2011
- Location
- New York
- Posts
- 1,123
I wouldn't pay for scores. If you look at the free data from Credit Sesame or Credit Karma you'll have a good idea of what the scores are.
Credit cards from banks, deposits in credit unions.
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Centurion Member
- Join Date
- Dec 2011
- Location
- Texas
- Posts
- 136
I agree with DavidNY. Credit Sesame scores are obtained from EXP and Credit Karma from TU. IME the sesame scores are closer to my real EXP score and karma always reports lower than my real TU score.
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Gold Member
- Join Date
- Feb 2013
- Location
- Honolulu, HI
- Posts
- 37
Yep, last month Credit Sesame was within 10 points of my Experian score and Credit Karma told me 729 when my actual TransUnion was 781.
$2500 First Hawaiian Bank Priority Rewards (6/10)
$3000 Chase Freedom (2/13)
$3500 Citi Forward for Students (2/13)
$1500 Discover it for Students (2/13)
$9600 American Express Blue Cash Everyday (3/13)
TU: 781
EX: 749
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