Im finally at the point where Im financially ready to buy the car I want! I received my income tax and have also saved some money as a down payment.
My question is: Should I apply to a few places the SAME day or does it really matter? (looking for the best rate).
Also, Should I lay off of applying for any credit cards right now, or does it really matter? If I get approved for the loan, how long do I have to use it? Is there a time limit?
Also, if the car Im going to buy is 9k, would it be smarter to try to take out a loan for 9k and instantly pay off 2k of it or should I just take out a loan for the remaining 7k? Thanks alot for your replys guys, I know Ive asked about this car stuff alot of times but I dont really have anybody else knowledgeable to ask.