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  1. #1
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    Default Debit Card ATM Error Codes: The Secrets Behind Them

    Recently tried to use debit card at banks atm, but was denied due to wrong pin. Now I know the pin was right, I even called the bank and changed the pin, but the machine still said wrong pin. I have heard that bank software has sneaky tricks for atms. Does anyone have a list of these codes? I saw some standard codes here http://www.atmexperts.com/atm_error_codes.html but this does not go into detail.

    Basically I heard that if you dont use your pin at an atm for a few months, your card will be flagged and you will have to go in to have them fix it. An unusual attempted withdraw amount from an atm will also freeze your card. If you go to a different bank outside of the city when on vacation and try to use the card it will get frozen unless you call ahead of time. Its is a little funny because my bank rep was telling me there is a whole list of funny reasons why the machine rejects or eats your card.

    Now these dont always happen, but if you know of this list, the website etc, let me know.
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  2. #2
    Ben
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    So are you basically saying that these type of errors are done on purpose to either :

    A) Hold on to your money for longer.

    B) Charge you additional fees for messing up.

    Either way, that's quite sick.
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  3. #3
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    Default Those are not debit card ATM Codes

    The codes you posted are Triton ATM error codes. If you have a problem with the ATM like it ate your card and the bank is open during business hours you can walk in and ask someone to help you. If you are using a free standing ATM and see these error codes on the screen it may help you to know what they are and tell someone. Here is a great reference I found for these codes http://www.atmdepot.com/tranax-atm-error-codes/.

    I found out that a lot of ATMs stopped using kind of card readers where you have to put your card in and leave it in there. Read about a lot of scams where people steal your info off those and cards being eaten.

    ATM debit cards are starting to come with microchips so I'm sure a lot of ATMs will have to be upgraded soon and thats going to lead to more possible theft. I don't like those cards with the chips since they transmit data or people can read them with electronic devices and I think people can steal your info off them. Freaks me out.
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  4. Centurion Member MemberSince99's Avatar
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    Get the wallets with foil protectors or even card liners for those so people can't skim your information. I don't have any cards with chips but I have a wallet that's supposed to RFID shield and one of those holders for the card as well.

    Like you guys I'm not crazy about ATMs and only use the ones from my bank (to avoid fees as much as anything) and haven't had an issue doing that yet (luckily).
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    that's so strange which bank do you use do you mind me asking?

    I bank with several banks and rarely rarely use my pin (I'm strict cc pay cc with ck acct)

    every now and then I run into cash only biz or if I need small bills bc my friends don't want to use quickpay..

    but it can be months at a time and I haven't encountered that yet.

    maybe it's time to switch banks?
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  6. #6
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    Quote Originally Posted by MemberSince99 View Post
    Get the wallets with foil protectors or even card liners for those so people can't skim your information. I don't have any cards with chips but I have a wallet that's supposed to RFID shield and one of those holders for the card as well.

    Like you guys I'm not crazy about ATMs and only use the ones from my bank (to avoid fees as much as anything) and haven't had an issue doing that yet (luckily).
    You prolly have the same wallet as me. For the life of me I cannot remember the name of it. It is a plastic wallet available in multiple colors, right?


    EDIT: Just thought of it. Flipside.
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  7. #7
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    Quote Originally Posted by Dylan1982 View Post
    You prolly have the same wallet as me. For the life of me I cannot remember the name of it. It is a plastic wallet available in multiple colors, right?


    EDIT: Just thought of it. Flipside.
    No it's a leather one I can't remember who makes it though.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)
    Chase CSP 12k (9/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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