Will Regions bank do a chexsystems search on me if I go there and open up a new checking account? I saw they were offering a bonus and I could really use all the money I can get righ tnow I am broke. I need a new checking account too i wouldn't be signing up for no reason. The issue is my credit and that is terrible and right now my car payment is 4 months behind. If Regions bank does use the chexsystems is there any chance I will get approved anyway?