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  1. #1
    Green Member
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    Jan 2011
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    FL
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    Default Does Regions bank use chexsystems?

    Will Regions bank do a chexsystems search on me if I go there and open up a new checking account? I saw they were offering a bonus and I could really use all the money I can get righ tnow I am broke. I need a new checking account too i wouldn't be signing up for no reason. The issue is my credit and that is terrible and right now my car payment is 4 months behind. If Regions bank does use the chexsystems is there any chance I will get approved anyway?
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  2. #2
    Centurion Member Mogul of Pineapples's Avatar
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    Default

    According to Google this is what I found-

    As of fall 2010 Regions Bank does use Chexsystems. However there were comments by people in the Chexsystems database that claim to have still been approved for a Regions bank account. One comment said that local branches probably have the ability to override the Chexsystems flag if they want. There was another that said he opened the account fine but 2 weeks later it was frozen due to his old debt from B of A in the Chexsystems. There's a lot of contradictory information here, why not call up a local Regions bank branch and ask directly?
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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