Any input? Or would both be a good idea as well?
Any input? Or would both be a good idea as well?
Chase Freedom hands down in my opinion, especially if you can get the Visa signature version!
Amex BCE: 3% grocery, 2% gas
Chase Freedom Visa Signature: 10+10, rotating 5%
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Chase Amazon Visa: 3% amazon.com (unused)
Barclays NFL Reward Visa Signature (unused)
I absolutely concur. Bonus categories, dividends, and no annual fee? Freedom is a no brainer.
- Sapphire Preferred - Freedom - Ink Bold - SPG - Amex Platinum -
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: US Bank Cash +, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Chase Freedom.
Credit cards from banks, deposits in credit unions.
Chase Freedom by a mile.
- It's a Visa, so it's accepted pretty much anywhere
- Superior rewards program
- NO $125 ANNUAL FEE
- It has a credit limit, so you know how much you can spend at all times
Active Cards
American Express Blue Cash Preferred (6K); Chase Freedom (3K); U.S. Bank Cash+ (6.5K)
Future Cards
American Express TrueEarnings; Chase Ink Cash and Sapphire Preferred
+1 on the freedom. I love Amex cards, but freedom blows out the gold for everyday purchasing. Right now im using my CSP for everyday purchases and freedom is my gas card for the 5%. I should be getting my 40k bonus next statement period, my plan is to rack up a crap load of UR points and never look back.
AMEX Blue Cash Everyday: $23,500
CAPONE Cash Rewards (VISA Signature): $7,500
CHASE Freedom (VISA Signature): $8,500
CHASE Sapphire Preferred(World MC): $12,000
USAA Rewards (World MC): $13,500
I have both cards and I would also recommend Chase Freedom.
Active Cards:
Chase Freedom 10+10 ($5k Limit - 8/2012)
Chase Sapphire Preferred ($5k Limit - 2/2013)
Discover IT ($5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)
Sock Drawer:
PNC Points Visa ($500 Limit - 7/2009)
Capital One Platinum Mastercard ($750 Limit - 10/2009)