Credit Card Forum
  1. #1
    Platinum Member
    Join Date
    Dec 2012
    Location
    NJ
    Posts
    81

    Default Freedom or Gold as an everyday card?

    Any input? Or would both be a good idea as well?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Centurion Member
    Join Date
    Jan 2013
    Location
    USA
    Posts
    302

    Default

    Chase Freedom hands down in my opinion, especially if you can get the Visa signature version!

    Amex BCE: 3% grocery, 2% gas
    Bank of America Better Balance Rewards MC: $25/quarter bonus
    Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
    Capital One Quicksilver Visa Signature: 1.5% everything
    Chase Freedom Visa Signature: 5% rotating
    Chase Sapphire Preferred: 2% travel
    Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
    US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
    Chase Amazon Visa: 3% amazon.com (unused)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member
    Join Date
    Jul 2012
    Location
    United States
    Posts
    1,260

    Default

    I absolutely concur. Bonus categories, dividends, and no annual fee? Freedom is a no brainer.
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,587

    Default

    Quote Originally Posted by djrez4 View Post
    I absolutely concur. Bonus categories, dividends, and no annual fee? Freedom is a no brainer.
    The freedom gets dividends?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,341

    Default

    Chase Freedom.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member
    Join Date
    Oct 2012
    Location
    Miami, Cuba
    Posts
    260

    Default

    Chase Freedom by a mile.
    • It's a Visa, so it's accepted pretty much anywhere
    • Superior rewards program
    • NO $125 ANNUAL FEE
    • It has a credit limit, so you know how much you can spend at all times

    American Express Blue Cash Preferred ($10K), Costco TrueEarnings ($15K)
    Bank of America BankAmericard Cash Rewards ($15K)
    Barclaycard Sallie Mae ($10K)
    Capital One Quicksilver ($10K)
    Chase Amazon.com Rewards ($12K), Freedom ($15K)
    Discover It ($6K)
    U.S. Bank Cash+ ($10K)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Gold Member
    Join Date
    Jan 2013
    Location
    San Antonio
    Posts
    41

    Default

    +1 on the freedom. I love Amex cards, but freedom blows out the gold for everyday purchasing. Right now im using my CSP for everyday purchases and freedom is my gas card for the 5%. I should be getting my 40k bonus next statement period, my plan is to rack up a crap load of UR points and never look back.
    AMEX Blue Cash Preferred: $23,500
    CAPONE Cash Rewards (VISA Signature): $7,500
    CHASE Freedom (VISA Signature): $20,000
    USAA Rewards (World MC): $13,500
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. Centurion Member
    Join Date
    Mar 2013
    Location
    Gautier, MS
    Posts
    127

    Default

    I have both cards and I would also recommend Chase Freedom.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  9. #9
    Centurion Member
    Join Date
    Aug 2012
    Location
    VA
    Posts
    425

    Default

    Quote Originally Posted by marzbarz View Post
    +1 on the freedom. I love Amex cards, but freedom blows out the gold for everyday purchasing. Right now im using my CSP for everyday purchases and freedom is my gas card for the 5%. I should be getting my 40k bonus next statement period, my plan is to rack up a crap load of UR points and never look back.
    Same boat here. Freedom 10+10, but using CSP for everything right now since I hit the cap on Freedom Q1 with gift cards. I should get my 40k bonus by the time my first statement posts. I've had it for a week and put over $900 through it so far.

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
    Chase Sapphire Preferred ($10k Limit - 2/2013)
    Chase Ink Plus ($7k Limit - 2/2013)
    Discover IT ($9.5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

+ Reply to Thread
 
These forum posts are not provided or commissioned by the bank advertiser. Posts have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.