Freedom or Gold as an everyday card?

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9 posts
VisaSpeak
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Freedom or Gold as an everyday card?

Postby VisaSpeak » Sat Mar 09, 2013 1:09 am

Any input? Or would both be a good idea as well?


RewardHop
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Postby RewardHop » Sat Mar 09, 2013 1:33 am

Chase Freedom hands down in my opinion, especially if you can get the Visa signature version!
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]

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djrez4
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Postby djrez4 » Sat Mar 09, 2013 8:46 am

I absolutely concur. Bonus categories, dividends, and no annual fee? Freedom is a no brainer.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]


FutureBillionaire
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Postby FutureBillionaire » Sat Mar 09, 2013 9:21 am

djrez4 wrote:I absolutely concur. Bonus categories, dividends, and no annual fee? Freedom is a no brainer.

The freedom gets dividends?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DavidNY
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Postby DavidNY » Sat Mar 09, 2013 10:09 am

Chase Freedom.

TheLethargicAge
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Location: Miami, Cuba

Postby TheLethargicAge » Sat Mar 09, 2013 10:25 am

Chase Freedom by a mile.

  • It's a Visa, so it's accepted pretty much anywhere
  • Superior rewards program
  • NO $125 ANNUAL FEE
  • It has a credit limit, so you know how much you can spend at all times
Blue Cash Preferred ($20K), Costco TrueEarnings ($8K), Sallie Mae Rewards ($15K), Quicksilver ($15K), AARP Rewards ($15K), Freedom ($15K), Double Cash ($15K), It ($14.5K), Fidelity Investment Rewards ($18K)

marzbarz
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Postby marzbarz » Sat Mar 09, 2013 10:35 am

+1 on the freedom. I love Amex cards, but freedom blows out the gold for everyday purchasing. Right now im using my CSP for everyday purchases and freedom is my gas card for the 5%. I should be getting my 40k bonus next statement period, my plan is to rack up a crap load of UR points and never look back.
AMEX Blue Cash: $23,500
CITI Doublecash (World MC): $6,600
CAPONE Quicksilver (VISA Signature): $12,500
CHASE Freedom (VISA Signature): $20,000
USAA Rewards (World MC): $13,500
USAA Rewards (VISA): $18,500


dickey1331
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Postby dickey1331 » Sat Mar 09, 2013 2:29 pm

I have both cards and I would also recommend Chase Freedom.
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
USAA Cash Rewards $11,000
American Express Blue Cash Preferred $10,000
Discover IT $10,000
Chase Sapphire Preferred $6,500
Chase Freedom $4,500
Zales $4,000
Amazon Prime $3,100
Target $800

kcarter609
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Location: VA

Postby kcarter609 » Sat Mar 09, 2013 3:16 pm

marzbarz wrote:+1 on the freedom. I love Amex cards, but freedom blows out the gold for everyday purchasing. Right now im using my CSP for everyday purchases and freedom is my gas card for the 5%. I should be getting my 40k bonus next statement period, my plan is to rack up a crap load of UR points and never look back.


Same boat here. Freedom 10+10, but using CSP for everything right now since I hit the cap on Freedom Q1 with gift cards. I should get my 40k bonus by the time my first statement posts. I've had it for a week and put over $900 through it so far.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)



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