Is there a way to estimate credit by looking at CK?
I'm just curious here. I've been reading about lots of people on here using Credit Karma but on the flip side, not everyone wants to pay $$$ to see their credit scores. Now just saying some numbers let's say CK shows me a score of 640 and shows my odds of approval for a Capone cash rewards card as excellent. I do the app and get a denial because in their letter they say I have a score of 570.
Now if I was planning on buying a house or something in the near future I could see the importance of paying for real scores but for this, let's just say I want to know if I qualify for a basic credit card, nothing fancy. Is there really a way I could look at CK and have an idea if I qualify?
Before someone says to start with a secured card, maybe my credit is now good enough I don't need one, but how would I know?
You'll know when you apply for a card.
Originally Posted by credit_card_fonz
If the card app is declined, I'd recommend the BofA secured card.