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  1. #1
    Centurion Member
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    Default Who usually gives higher initial cl?

    I have less than 2yrs of credit history and I need a no foreign transaction fee card with the highest initial limit possible:

    a)Chase Sapphire Pref.
    b)Boa Travel Rewards
    c)Barclays Arrival
    d)CapOne Venture
    e)Other

    my highest CL is $6K on Amex BCP, my only other card is a CrapOne $750.
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  2. #2
    Centurion Member DavidNY's Avatar
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    Default

    a .
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  3. #3
    Centurion Member
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    Default

    go for the bank of america travel rewards. I doubt you would be able to get a CSP since its a Visa signature with your current credit profile. the BofA card should be no problem
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
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  4. Green Member
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    Jan 2013
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    Sunny SoCal
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    Default

    My credit history is from 09 but I only had one card until last month. Discover gave me more more than chase followed by b of a
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  5. #5
    Centurion Member
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    Default

    Just got approved for CSP with 12K CL!

    aaoa 1.7 months no baddies, 9 inq but none for credit cards.
    $6K BCP (1yr)
    $750 Crap One (2yrs)
    $20K car loan (1.5yr)
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  6. #6
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    Very nice!
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  7. #7
    Centurion Member MemberSince99's Avatar
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    WI
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    Default

    That's an awesome starting limit from Chase.

    I was going to tell you don't count on Barclay's to give a decent starting limit.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  8. Centurion Member
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    Aug 2012
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    VA
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    Default

    Quote Originally Posted by lexrj View Post
    Just got approved for CSP with 12K CL!

    aaoa 1.7 months no baddies, 9 inq but none for credit cards.
    $6K BCP (1yr)
    $750 Crap One (2yrs)
    $20K car loan (1.5yr)
    What's your income?

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($7.5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Chase Ink Plus ($12k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($12k Limit - 1/2013 - Backdate to 1/2010)
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  9. #9
    Centurion Member
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    Default

    Quote Originally Posted by kcarter609 View Post
    What's your income?
    120K -----------
    ---------------------------------------
    Current in my Wallet
    Amex BCP - 25K (02/12)
    Barclay Arrival WMC - 15K (10/13)

    Future
    still searching....

    Socks drawer
    Crap One Quicksilver - 1.7K (04/11)
    CSP - 15K (03/13)

    Scores
    FICO EX 750 / TU 734 / EQ 727
    CK 772
    AAoA 1.6


    Goal Score
    760+ across all bureaus
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