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  1. #1
    Platinum Member
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    Sep 2012
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    San Diego
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    Default Who usually gives higher initial cl?

    I have less than 2yrs of credit history and I need a no foreign transaction fee card with the highest initial limit possible:

    a)Chase Sapphire Pref.
    b)Boa Travel Rewards
    c)Barclays Arrival
    d)CapOne Venture
    e)Other

    my highest CL is $6K on Amex BCP, my only other card is a CrapOne $750.
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  2. #2
    Centurion Member DavidNY's Avatar
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    Default

    a .
    Credit cards from banks, deposits in credit unions.
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  3. #3
    Centurion Member
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    MA
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    Default

    go for the bank of america travel rewards. I doubt you would be able to get a CSP since its a Visa signature with your current credit profile. the BofA card should be no problem
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 6000 limit
    FIA Rewards Amex- 2500 limit
    Chase Freedom - 2000 limit
    BoA Cash Rewards Privileges- 3000 limit
    Discover IT- 3500 limit
    20 years old with alot of life to spend
    Its not about the ending, its about the journey
    just as long as the ending is just as good
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  4. #4
    Green Member
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    Default

    My credit history is from 09 but I only had one card until last month. Discover gave me more more than chase followed by b of a
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  5. #5
    Platinum Member
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    San Diego
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    Just got approved for CSP with 12K CL!

    aaoa 1.7 months no baddies, 9 inq but none for credit cards.
    $6K BCP (1yr)
    $750 Crap One (2yrs)
    $20K car loan (1.5yr)
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  6. #6
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    Very nice!
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  7. #7
    Centurion Member
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    May 2012
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    WI
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    Default

    That's an awesome starting limit from Chase.

    I was going to tell you don't count on Barclay's to give a decent starting limit.
    FICOS
    TU: 762 June 2013
    EQ: 749 June 2013
    EX: 754 June 2013

    Cards:
    Associated Bank Platinum Visa 13.5k (12/11)
    Associated Bank Signature Visa 8k (05/12)
    FIA Retirement Amex 10k (12/12)
    BofA Travel Rewards Signature Visa 5k (12/12)
    FNBO Amex 13.6k (4/13)
    Chase Sapphire Preferred 5k (5/13)
    Amex Gold NPSL (5/13)
    Amex BCP 2k (6/13)
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  8. #8
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    Quote Originally Posted by lexrj View Post
    Just got approved for CSP with 12K CL!

    aaoa 1.7 months no baddies, 9 inq but none for credit cards.
    $6K BCP (1yr)
    $750 Crap One (2yrs)
    $20K car loan (1.5yr)
    What's your income?

    Active Cards:
    Chase Freedom 10+10 ($5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($5k Limit - 1/2013 - Backdate to 1/2010)

    Sock Drawer:
    PNC Points Visa ($500 Limit - 7/2009)
    Capital One Platinum Mastercard ($750 Limit - 10/2009)
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  9. #9
    Platinum Member
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    Default

    Quote Originally Posted by kcarter609 View Post
    What's your income?
    120K -----------
    ---------------------------------------
    Current
    Amex BCP - 6K (02/12)
    Chase SP - 12K (03/13)

    Future
    US Bank Cash+
    Barclay Arrival MC

    Sock drawer
    Crap One - 0.75K (04/11)

    Scores
    Fico 721
    Fako 736
    CK 736
    AAoA 1.7


    Goal Score
    750+
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