Who usually gives higher initial cl?

For just about anything you want to get off your chest about credit cards.
9 posts
lexrj
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Location: San Diego

Who usually gives higher initial cl?

Postby lexrj » Thu Mar 07, 2013 5:46 pm

I have less than 2yrs of credit history and I need a no foreign transaction fee card with the highest initial limit possible:

a)Chase Sapphire Pref.
b)Boa Travel Rewards
c)Barclays Arrival
d)CapOne Venture
e)Other

my highest CL is $6K on Amex BCP, my only other card is a CrapOne $750.
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1


DavidNY
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Postby DavidNY » Thu Mar 07, 2013 5:46 pm

a .

Rory
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Postby Rory » Thu Mar 07, 2013 10:34 pm

go for the bank of america travel rewards. I doubt you would be able to get a CSP since its a Visa signature with your current credit profile. the BofA card should be no problem
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:


Eav1277
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Location: Sunny SoCal

Postby Eav1277 » Fri Mar 08, 2013 12:21 am

My credit history is from 09 but I only had one card until last month. Discover gave me more more than chase followed by b of a

lexrj
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Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Fri Mar 08, 2013 2:11 am

Just got approved for CSP with 12K CL!

aaoa 1.7 months no baddies, 9 inq but none for credit cards.
$6K BCP (1yr)
$750 Crap One (2yrs)
$20K car loan (1.5yr)
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

Sevenfeet
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Postby Sevenfeet » Fri Mar 08, 2013 3:09 am

Very nice!
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

MemberSince99
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Location: WI

Postby MemberSince99 » Fri Mar 08, 2013 7:22 pm

That's an awesome starting limit from Chase.

I was going to tell you don't count on Barclay's to give a decent starting limit.


kcarter609
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Location: VA

Postby kcarter609 » Fri Mar 08, 2013 7:26 pm

lexrj wrote:Just got approved for CSP with 12K CL!

aaoa 1.7 months no baddies, 9 inq but none for credit cards.
$6K BCP (1yr)
$750 Crap One (2yrs)
$20K car loan (1.5yr)


What's your income?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

lexrj
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Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Fri Mar 08, 2013 8:45 pm

kcarter609 wrote:What's your income?


120K -----------
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1



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