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  1. #1
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    Default When does my credit limit increase get reported?

    Last week I increased my limit by $1,000. How long until this gets reported to the credit bureaus?

    My statement closes middle of March
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  2. #2
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    In the middle of March.
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  3. #3
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    can I ask them to do it sooner?
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  4. Centurion Member MemberSince99's Avatar
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    You can ask for anything. Whether they do it, who knows. Doesn't hurt anything to ask.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
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    Chase Sapphire Preferred Signature Visa 5k (5/13)
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    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
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    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  5. #5
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    I'd be patient. From an IT standpoint, there are normal processes with how credit card companies do data transfer with the credit bureaus. And considering the sheer amount of data that come every day, there is usually a priority to them.

    Inquiries from a creditor usually are posted within 24-72 hours. New cards, adjustments or cancellations can take anywhere from a few days to a couple of weeks ("7 to 10 business days" is common). Credit limits seem to be reported about the same time that statement dates close for card holders...usually toward the end of the third week of a month, give or take a week.
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  6. #6
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    so if my statement closes the 20th, then my credit score will be updated around the 22 or 23rd?
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  7. #7
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    Yeah, right around 2-3 days is how long it has typically taken my balances to update (at least with TransUnion via Credit Karma).
    $2500 First Hawaiian Bank (6/10)
    $4500 CHASE Freedom (2/13)
    $3500 Citi Forward (2/13)
    $2000 Discover it (2/13)
    $9600 AMEX BCE (3/13)
    $10000 CHASE Sapphire Preferred (7/13)
    $5000 CHASE Ink Plus (8/13)
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  8. Centurion Member
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    Quote Originally Posted by VisaSpeak View Post
    so if my statement closes the 20th, then my credit score will be updated around the 22 or 23rd?
    Yup. Pretty much.
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  9. #9
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    such a long wait. I want to apply for my card already
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  10. #10
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    All depending, usually when the statement closes or a few days after.
    My Cards

    Chase Freedom: $4.2K
    Capital One Cash Rewards: $3K
    Discover IT: $4.5K
    Citi Hilton: $3K
    Amex Hilton: $2K
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