When does my credit limit increase get reported?

**VisaSpeak** · Feb 27, 13, 12:53 pm

Last week I increased my limit by $1,000. How long until this gets reported to the credit bureaus?

My statement closes middle of March

**djrez4** · Feb 27, 13, 12:59 pm

In the middle of March.

**VisaSpeak** · Mar 4, 13, 6:37 pm

can I ask them to do it sooner?

**MemberSince99** · Mar 4, 13, 6:55 pm

You can ask for anything. Whether they do it, who knows. Doesn't hurt anything to ask.

**Sevenfeet** · Mar 4, 13, 8:43 pm

I'd be patient. From an IT standpoint, there are normal processes with how credit card companies do data transfer with the credit bureaus. And considering the sheer amount of data that come every day, there is usually a priority to them.

Inquiries from a creditor usually are posted within 24-72 hours. New cards, adjustments or cancellations can take anywhere from a few days to a couple of weeks ("7 to 10 business days" is common). Credit limits seem to be reported about the same time that statement dates close for card holders...usually toward the end of the third week of a month, give or take a week.

**VisaSpeak** · Mar 4, 13, 10:10 pm

so if my statement closes the 20th, then my credit score will be updated around the 22 or 23rd?

**mattymatt808** · Mar 5, 13, 1:53 am

Yeah, right around 2-3 days is how long it has typically taken my balances to update (at least with TransUnion via Credit Karma).

**Sevenfeet** · Mar 5, 13, 3:28 am

Originally Posted by VisaSpeak

so if my statement closes the 20th, then my credit score will be updated around the 22 or 23rd?

Yup. Pretty much.

**VisaSpeak** · Mar 18, 13, 10:28 pm

such a long wait. I want to apply for my card already

**Dman316** · Apr 18, 13, 10:20 am

All depending, usually when the statement closes or a few days after.

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When does my credit limit increase get reported?