On the chopping block (potentially):
Barclays, due to the 2k limit which will likely not go up much.
Target, it's nice to get the 5% off but if something needs to go, this would have to be one
Discover, again low limit and they are conservative so likely not much in the way of increases coming from them.
Why am I considering this? AAoA is atrocious. If I'm going to take the hit for that, at least it had better be for higher limit cards. I could see leaving the FIA and BofA cards open as they have at least respectable limits.
Another option is close EVERYTHING other than Associated Bank. That would GREATLY simplify my credit life and profile, jump my AAoA back up, and give me 6 months inquiry free in June with one card at 18 months and another at a year old. Then I'm set to get ONE more card to age.
I don't think I want to do that though as I like the BofA card and their rewards programs (just got 10% cashback on Starbucks that worked out nice) and the Fidelity card has a nice limit. So that probably won't happen.
But realistically, right now Barclays is kind of on the chopping block. I don't use it much, even though it gives 2% rewards on billpay, because I doubt it will grow much. Discover, is a lot safe, and so is Target that 5% off is kind of hard to beat even if the limit is nothing to write home about.
Not sure. Comments and suggestions welcomed, although something more constructive than "you're nuts" would be great. Tell me something I DON'T know.