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  1. #1
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    Default Do I have a good chance? Bofa Travel Rewards

    I'm looking to get the Bofa Travel Rewards but my credit history is limited, was wondering what you guys think of my chances:
    AAoA - 1.7yr
    Amex BCP - 6k (1yr)
    Crap One - 750 (2yrs)
    Car Loan - 20k (1.5yr)
    Credit Util: 10%
    Always paid in full, never carried a balance.
    No baddies
    EQ - 725
    TU - 721
    EX - 721

    Thanks!
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  2. #2
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    i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
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  3. #3
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    Quote Originally Posted by Rory View Post
    i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    http://seemly.com/aaoa-calculator/

    Thanks
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  4. Centurion Member MemberSince99's Avatar
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    Quote Originally Posted by lexrj View Post
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    http://seemly.com/aaoa-calculator/

    Thanks
    Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  5. #5
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    Quote Originally Posted by MemberSince99 View Post
    Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.

    I can't find the website for that, would you happen to have the link?

    thanks
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  6. #6
    Centurion Member MemberSince99's Avatar
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    Here you go this is a link to it:
    https://www.bankofamerica.com/credit...channel=ECVAT2
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  7. #7
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    Quote Originally Posted by lexrj View Post
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    AAOA Calculator | Average Age of Accounts Calculator | Seemly.com

    Thanks
    8 months lol, oldest account is just over a year and 3 months.
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
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  8. Centurion Member
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    Quote Originally Posted by Rory View Post
    8 months lol, oldest account is just over a year and 3 months.
    Wow...I guess I do have a chance...haha. Did you get a 3K CL right away or you asked for more?
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