Do I have a good chance? Bofa Travel Rewards

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8 posts
lexrj
Centurion Member
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Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Do I have a good chance? Bofa Travel Rewards

Postby lexrj » Mon Feb 25, 2013 4:46 pm

I'm looking to get the Bofa Travel Rewards but my credit history is limited, was wondering what you guys think of my chances:
AAoA - 1.7yr
Amex BCP - 6k (1yr)
Crap One - 750 (2yrs)
Car Loan - 20k (1.5yr)
Credit Util: 10%
Always paid in full, never carried a balance.
No baddies
EQ - 725
TU - 721
EX - 721

Thanks!
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1


Rory
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Posts: 274
Joined: Sat Aug 04, 2012 10:21 pm
Location: MA

Postby Rory » Mon Feb 25, 2013 10:56 pm

i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend ;)
Its not about the ending, its about the journey,
just as long as the ending is just as good :cool:

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Mon Feb 25, 2013 11:32 pm

Rory wrote:i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.


Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
http://seemly.com/aaoa-calculator/

Thanks
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1


MemberSince99
Centurion Member
Centurion Member
 
Posts: 4776
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Feb 26, 2013 10:51 am

lexrj wrote:Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
http://seemly.com/aaoa-calculator/

Thanks


Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Tue Feb 26, 2013 12:46 pm

MemberSince99 wrote:Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.



I can't find the website for that, would you happen to have the link?

thanks
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4776
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Tue Feb 26, 2013 12:54 pm


Rory
Centurion Member
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Posts: 274
Joined: Sat Aug 04, 2012 10:21 pm
Location: MA

Postby Rory » Tue Feb 26, 2013 5:08 pm

lexrj wrote:Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
AAOA Calculator | Average Age of Accounts Calculator | Seemly.com

Thanks


8 months lol, oldest account is just over a year and 3 months.
Amex Zync - NPSL (Cleared up to 25k)

Amex BCE - 12000 limit

Amex BCP - 4200 limit

FIA Rewards Amex- 3500 limit

Chase Freedom - 2000 limit

Chase Slate - 2000 Limit

BoA Cash Rewards Privileges- 3000 limit

Barclaycard Rewards MC - 3000 limit

Discover IT- 3500 limit

Marriott PR- 5000 limit

21 years old with alot of life to spend ;)

Its not about the ending, its about the journey,

just as long as the ending is just as good :cool:


lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Tue Feb 26, 2013 6:26 pm

Rory wrote:8 months lol, oldest account is just over a year and 3 months.


Wow...I guess I do have a chance...haha. Did you get a 3K CL right away or you asked for more?
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclay Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1



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