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  1. #1
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    Default Do I have a good chance? Bofa Travel Rewards

    I'm looking to get the Bofa Travel Rewards but my credit history is limited, was wondering what you guys think of my chances:
    AAoA - 1.7yr
    Amex BCP - 6k (1yr)
    Crap One - 750 (2yrs)
    Car Loan - 20k (1.5yr)
    Credit Util: 10%
    Always paid in full, never carried a balance.
    No baddies
    EQ - 725
    TU - 721
    EX - 721

    Thanks!
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  2. #2
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    i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
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  3. #3
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    Quote Originally Posted by Rory View Post
    i have similar limits and scores so I would deff say yes. Only do it if you are already a customer, they give you bonus that way.
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    http://seemly.com/aaoa-calculator/

    Thanks
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  4. Centurion Member MemberSince99's Avatar
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    Quote Originally Posted by lexrj View Post
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    http://seemly.com/aaoa-calculator/

    Thanks
    Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  5. #5
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    Quote Originally Posted by MemberSince99 View Post
    Youc ould use their pre-qualify tool. I did that and it said I was 'pre-approved' for 3 of their cards, I applied for one, got the 7-10 day message, and the card reported on my reports before I even heard back from them, I'd say about 10 days to 2 weeks later.

    I can't find the website for that, would you happen to have the link?

    thanks
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  6. #6
    Centurion Member MemberSince99's Avatar
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    Here you go this is a link to it:
    https://www.bankofamerica.com/credit...channel=ECVAT2
    FICOS
    TU: 771 April 2014
    EQ: 777 April 2014
    EX: 779 April 2014
    TU08 (Barclay's) 798 April 2014 Statement
    Discover 791 June 15 2014

    Cards:
    Amex Platinum NPSL (5/13 - backdated to 5/99)
    BofA Travel Rewards Signature Visa 10k (1/14)
    Chase Freedom Signature Visa 11.5k (1/14)
    Amex Everyday Preferred 6k (3/14 - backdated to 3/99)
    Amex Hilton HHonors Surpass 9.5k (7/14 - backdated to 7/99)
    FNBO Dodge MasterCard 12.8k (8/14)
    Lowe's 10k (8/14)

    Garden: Card carrying Garden Club member. Gardening for life (and beyond)!
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  7. #7
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    Quote Originally Posted by lexrj View Post
    Thanks for the reply, would you mind telling me what's your AAoA? Or at least how old is your 1st CC....
    AAOA Calculator | Average Age of Accounts Calculator | Seemly.com

    Thanks
    8 months lol, oldest account is just over a year and 3 months.
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. Centurion Member
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    Quote Originally Posted by Rory View Post
    8 months lol, oldest account is just over a year and 3 months.
    Wow...I guess I do have a chance...haha. Did you get a 3K CL right away or you asked for more?
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