Credit One offer in the mail, good sign or bad?

For just about anything you want to get off your chest about credit cards.
2 posts
s.jessica
Centurion Member
Centurion Member
 
Posts: 125
Joined: Wed Dec 05, 2012 12:47 pm
Location: Iowa

Credit One offer in the mail, good sign or bad?

Postby s.jessica » Tue Feb 19, 2013 7:40 pm

I wouldn't have paid much attention to this, but today I received a letter and on first glance I thought it was from Capital One, it had their signature swish and everything. Normally I would have threw it aside, but when I glanced it over I'm thinking "wow, Capital One has pre-approved me for $2,500" Then my heart sank, "@#$% Credit One! REEAAALLLYY?" Then I read the fine print, based on my credit they may offer me a $300 limit and the real kicker, there's a $95 AF! "Holy Torpedoes Batman! This better be an Amex Green!" Just what I need, a junk card with a toy limit and an AF that's higher than a Hippie at Woodstock!

Anyhow, if I'm getting offers from junk cards does that mean my credit sucks or does it mean I should be watching closer for better offers? Don't worry, I tossed it in the trash because I didn't want to get on the mailing list of suckers.


haikuginger
Centurion Member
Centurion Member
 
Posts: 129
Joined: Wed Feb 08, 2012 8:09 am
Location: Norman, OK

Postby haikuginger » Tue Feb 19, 2013 8:44 pm

Don't worry; I got a bunch of those right before I apped and got an $8900 limit Chase Marriott Premier.



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 6 guests
†Advertiser Disclosure
The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.