I recently applied for a home loan and my bank informed me that my spouse and I have zero credit.
We both had not so great credit scores before, but it rolled off and I am looking into getting a credit card to rebuild my credit so we can buy a house.
I first thought that I should get a secured credit card, but I have also been told that I should go for the Walmart credit card. I was looking at the Capital one Secured Mastercard. Any advice? ty