- Centurion Member
- Posts: 188
- Joined: Tue Jan 10, 2012 7:11 pm
- Location: New York, NY
I know that it may require some juggling, but why not use your cards in lieu of your debit card? Assuming you have and use one. Not for cash obviously. Since you have five cards and there are 4.3 weeks in every month, you could rotate them approximately weekly, say, start on Saturday and then pay off that particular card on the following Friday. I realize that could be a bit of a pain to get started, but once you have a habit going it will be easier and it might solve your utilization issues.
Cards and Credit lines Acquired:
Escape by Discover (7.75K), Barclay Holland America Visa (7K), Macy's store card (7K), Bloomingdale's store card (2.6K), Citi Custom Credit Line (3.5K), PayPal Smart Connect credit line (2.7K), Chase Freedom Visa (5K), Chase United MileagePlus Visa (5K), Chase Sapphire Preferred Visa (6K), Amazon store card (2.2K), Lord & Taylor store card (550), Nordstrom store card (1500), Gold Delta SkyMiles from American Express (3K), Discover It (6.5K), PayPal Credit Line (1K).