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  1. #1
    Centurion Member
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    Mar 2012
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    Chicago
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    280

    Cool Today I Received My Freedom In The Mail!!

    I applied for the Freedom card on February 6th. I applied over the internet and got this dreaded message


    Thank you for applying. Your application requires further review before making a decision.

    Here's what you can expect:

    •Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
    •If you are approved, you will receive your card and other important information in the mail.
    •Please do not resubmit this application.


    I waited about 12 hrs, and with the help of this wonderful forum, I found the recon number and gave them a call.

    Chase needed to verify a couple pieces of information from me and I was instanly approved with a CL of $3500 I was happy I was approved, but was disatisfied with the CL..

    I talked to the same recon rep, asked if I could be transfered to their credit dept. for a CLI increase, he was happty to do so. Very great customer service so far!!

    I got to the credit dept. with in like 2 mins, talked to the guy explained my situation and asked for a CL of $5k. He put my request through and said that my request went to a pending status and that I would hear something in writing in the mail.


    Well FF to today, I got my Freedom card today in the mail... The first thing I went to look for was to see if my CL request had gone through or not.


    Today I opened my welcome package, and my CL was increased from $3500 to $5k!!!!!


    So stoked to use this card now!
    Chase Freedom - $8,000 (2/2013)
    GM Card - $7,700 (7/2002)
    CitiBank (Thank You Preferred) - $6,400 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
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  2. #2
    Centurion Member
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    congratulations.
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  3. #3
    Centurion Member
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    Chicago
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    Just read my packet.. Well I read the important stuff LOL.. Any my APR is 18.99%


    Well, really it doesn't matter to me. I pay the balance off in full at the end of each month.


    And when they ran my credit, my score was a 695. Doesn't which bureau they used either.
    Chase Freedom - $8,000 (2/2013)
    GM Card - $7,700 (7/2002)
    CitiBank (Thank You Preferred) - $6,400 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
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  4. Green Member Preferred Member's Avatar
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    Jan 2013
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    New York
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    15

    Default

    Congrats! Enjoy your new card.
    American Express Gold Premier Rewards, American Express Blue Cash Preferred, Citibank Diamond Preferred, Chase Card, Chase Freedom, PC Richard Credit Card
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  5. #5
    Centurion Member
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    Nice. I used mine to pick up three $500 gift cards at a drug store for the 5x promo.
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  6. #6
    Centurion Member Calipso's Avatar
    Join Date
    Oct 2012
    Location
    Boston
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    It's a great card that everyone should have in their wallet.

    Enjoy the perks!
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $129,500
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  7. #7
    Centurion Member
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    Who here also has a Chase checking acct? What are the perks with having the Freedom and a Chasse checking acct?

    Can someone explain the 10+10 program I keep readign about???
    Chase Freedom - $8,000 (2/2013)
    GM Card - $7,700 (7/2002)
    CitiBank (Thank You Preferred) - $6,400 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
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  8. Platinum Member
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    Nov 2012
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    Lafayette/IN
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    I can only speak for the checking account. I believe there is also a benefit to having the Chase Sapphire Preferred, but not positive.

    The checking account provides a 10% bonus on points you get from purchases, so instead of 1% on non-bonus categories, you get 1.1% and for the bonus categories you get 5.5%. In addition, you get 10 points per swipe, which is equivalent to 10 cents. It makes the card unbeatable for small purchases (<$10 or so).

    Enjoy the new card!
    Chase Freedom Signature - 10k (rotating 5%)
    Citi Platinum Select - 8.1k (rotating 5%)
    Discover It - 12k (rotating 5%)
    AMEX BCE - 20k (Groceries 3% / Gas 2% )
    Regions Signature Visa - 5k
    US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)
    Navy Federal cashRewards Visa Signature - 20k (Business Purchases)
    Care Credit - 6k (Vet Bills/Dentist - 0% APR)
    Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)

    Not used except for occasional purchase with promo:
    Jared - 7.5k
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  9. #9
    Centurion Member
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    10+10 = 10 extra points per purchase, and a 10% point bonus.
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  10. #10
    Centurion Member
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    Chicago
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    Do you have to use the debit card with the checking acct to take advantage of the 10+10? B/C i don't use my debit card at all anymore, everything is put on credit card.


    So using the Freedom card, a normal purchase (not from the bonus category) will get me 1 bonus point correct? Then using the bonus category I get 5 points. Now I am all confused lol..


    So for instance, Chase for the 1st Q, one of their bonus catergories is gas (5%). Say I make a $80, how many points or money do I get back? 4 pts or $4???


    Then how would the 10+10 come into play using the Freedom CC??


    Sorry for all the questions guys, this is new to me.
    Chase Freedom - $8,000 (2/2013)
    GM Card - $7,700 (7/2002)
    CitiBank (Thank You Preferred) - $6,400 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
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