Today I Received My Freedom In The Mail!!

For just about anything you want to get off your chest about credit cards.
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Dylan1982
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Today I Received My Freedom In The Mail!!

Postby Dylan1982 » Wed Feb 13, 2013 9:17 pm

I applied for the Freedom card on February 6th. I applied over the internet and got this dreaded message :(


Thank you for applying. Your application requires further review before making a decision.

Here's what you can expect:

-Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
-If you are approved, you will receive your card and other important information in the mail.
-Please do not resubmit this application.


I waited about 12 hrs, and with the help of this wonderful forum, I found the recon number and gave them a call.

Chase needed to verify a couple pieces of information from me and I was instanly approved with a CL of $3500 :( I was happy I was approved, but was disatisfied with the CL..

I talked to the same recon rep, asked if I could be transfered to their credit dept. for a CLI increase, he was happty to do so. Very great customer service so far!! :)

I got to the credit dept. with in like 2 mins, talked to the guy explained my situation and asked for a CL of $5k. He put my request through and said that my request went to a pending status and that I would hear something in writing in the mail.


Well FF to today, I got my Freedom card today in the mail... The first thing I went to look for was to see if my CL request had gone through or not.


Today I opened my welcome package, and my CL was increased from $3500 to $5k!!!!!


So stoked to use this card now!
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)


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Postby Money card » Wed Feb 13, 2013 9:21 pm

congratulations.

Dylan1982
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Postby Dylan1982 » Thu Feb 14, 2013 12:05 am

Just read my packet.. Well I read the important stuff LOL.. Any my APR is 18.99% :(


Well, really it doesn't matter to me. I pay the balance off in full at the end of each month. :D


And when they ran my credit, my score was a 695. Doesn't which bureau they used either.
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)


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Postby Preferred Member » Thu Feb 14, 2013 8:22 am

Congrats! Enjoy your new card.
[size=60][/size][size=60]American Express Gold Premier Rewards, American Express Blue Cash Preferred, Citibank Diamond Preferred, Chase Card, Chase Freedom, PC Richard Credit Card[/size]

DavidNY
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Postby DavidNY » Thu Feb 14, 2013 12:01 pm

Nice. I used mine to pick up three $500 gift cards at a drug store for the 5x promo.

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Calipso
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Postby Calipso » Thu Feb 14, 2013 4:44 pm

It's a great card that everyone should have in their wallet.

Enjoy the perks!
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

Dylan1982
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Postby Dylan1982 » Thu Feb 14, 2013 7:22 pm

Who here also has a Chase checking acct? What are the perks with having the Freedom and a Chasse checking acct?

Can someone explain the 10+10 program I keep readign about???
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)


irvinfitness
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Postby irvinfitness » Thu Feb 14, 2013 7:32 pm

I can only speak for the checking account. I believe there is also a benefit to having the Chase Sapphire Preferred, but not positive.

The checking account provides a 10% bonus on points you get from purchases, so instead of 1% on non-bonus categories, you get 1.1% and for the bonus categories you get 5.5%. In addition, you get 10 points per swipe, which is equivalent to 10 cents. It makes the card unbeatable for small purchases (<$10 or so).

Enjoy the new card!
[size=60]Chase Freedom Signature - 10k (rotating 5%)
Citi Platinum Select - 8.1k (rotating 5%)
Discover It - 12k (rotating 5%)
AMEX BCE - 20k (Groceries 3% / Gas 2% )
Regions Signature Visa - 5k
US Bank Cash+ - 5.5k (Restaurants/Fast Food 5% / Drug Stores 2%)
Navy Federal cashRewards Visa Signature - 20k (Business Purchases)
Care Credit - 6k (Vet Bills/Dentist - 0% APR)
Chase IHG Rewards (Priority Club) - 18k (Annual Night Certificate, Platinum Elite Status)

Not used except for occasional purchase with promo:
Jared - 7.5k [/size]

DavidNY
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Postby DavidNY » Thu Feb 14, 2013 7:33 pm

10+10 = 10 extra points per purchase, and a 10% point bonus.

Dylan1982
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Postby Dylan1982 » Thu Feb 14, 2013 7:51 pm

Do you have to use the debit card with the checking acct to take advantage of the 10+10? B/C i don't use my debit card at all anymore, everything is put on credit card.


So using the Freedom card, a normal purchase (not from the bonus category) will get me 1 bonus point correct? Then using the bonus category I get 5 points. Now I am all confused lol..


So for instance, Chase for the 1st Q, one of their bonus catergories is gas (5%). Say I make a $80, how many points or money do I get back? 4 pts or $4???


Then how would the 10+10 come into play using the Freedom CC??


Sorry for all the questions guys, this is new to me.
Chase Freedom - $12,500 (2/2013)
GM Card - $7,700 (7/2002)
CitiBank (Thank You Preferred) - $6,400 (6/2012)
CitiBank (Diamond Preferred) - $4,600 (6/2012)
Rogers & Hollands - $3,300 (3/2006)
Target REDcard - $3,000 (11/2014)
BestBuy - $1,600 (9/2003)
Discount Tires - $1,000 (2/2004)
Kohl's - $300 (4/2012)



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