Credit Card Forum
+ Reply to Thread
Page 1 of 3 1 2 3 LastLast
 
  1. #1
    432521
    432521 is offline
    Centurion Member
    Join Date
    Apr 2012
    Location
    USA
    Posts
    316

    Default credit karma questions

    So I see that people on here use credit karma and I wanted to know if there were any catches to it.
    March 2011- Wellsfargo Cash Back College Card - 1,500
    May 2012- Chase Freedom - 1,500
    May 2012- Discover IT - 3,250
    August 2012- American Express Blue Cash Everyday - 4,800
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 9:31 am
  3. #2
    FutureBillionaire
    FutureBillionaire is offline
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,409

    Default

    None that I have encountered. It is a FAKO score, but it has some good info. I check it every now and then. It's a good place to see what cards you might qualify for.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: US Bank Cash +, Citi Forward,
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 9:41 am
  4. #3
    432521
    432521 is offline
    Centurion Member
    Join Date
    Apr 2012
    Location
    USA
    Posts
    316

    Default

    and it is completely free?
    March 2011- Wellsfargo Cash Back College Card - 1,500
    May 2012- Chase Freedom - 1,500
    May 2012- Discover IT - 3,250
    August 2012- American Express Blue Cash Everyday - 4,800
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 9:43 am
  5. #4
    RewardHop
    RewardHop is offline
    Centurion Member
    Join Date
    Jan 2013
    Location
    USA
    Posts
    148

    Default

    Quote Originally Posted by 432521 View Post
    and it is completely free?
    Yes it's completely free. They do serve up ads for credit cards and other things to make money but you can totally ignore those.

    Amex BCE: 3% grocery, 2% gas
    Chase Freedom Visa Signature: 10+10, rotating 5%
    Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
    US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
    Chase Amazon Visa: 3% amazon.com (unused)
    Barclays NFL Reward Visa Signature (unused)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 9:54 am
  6. #5
    Daniel
    Daniel is offline
    Platinum Member
    Join Date
    Sep 2012
    Location
    US
    Posts
    94

    Default

    Quote Originally Posted by RewardHop View Post
    Yes it's completely free. They do serve up ads for credit cards and other things to make money but you can totally ignore those.
    I agree, they do have places on their site with credit cards and loans and things, but the credit report card and set of scores is indeed free. If only there was a way to get the FICO 08 consumer and lender versions free, or if we regular people could just know what the banks underwrite on for the financial products we are interested in.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 4:48 pm
  7. #6
    DavidNY
    DavidNY is online now
    Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,149

    Default

    I like it, it's free and has fresh TransUnion info.
    Credit cards from banks, deposits in credit unions.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 5, 13, 6:19 pm
  8. #7
    Dylan1982
    Dylan1982 is offline
    Centurion Member
    Join Date
    Mar 2012
    Location
    Chicago
    Posts
    216

    Default

    Its a FREE site to use and has great info that gets updated every month. I would definitely sign up and join.
    GM Card - $7,700 (7/2002)
    Chase Freedom - $5,000 (2/2013)
    CitiBank (Thank You Preferred) - $4,600 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 6, 13, 1:53 am
  9. #8
    DavidNY
    DavidNY is online now
    Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,149

    Default

    Quote Originally Posted by Dylan1982 View Post
    Its a FREE site to use and has great info that gets updated every month
    Credit Sesame updates monthly (also a good site). Credit Karma will update daily if requested.
    Credit cards from banks, deposits in credit unions.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 6, 13, 6:44 am
  10. #9
    FutureBillionaire
    FutureBillionaire is offline
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    1,409

    Default

    I definitely recommend signing up for both of them.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA cash rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: US Bank Cash +, Citi Forward,
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 6, 13, 9:04 am
  11. #10
    Dylan1982
    Dylan1982 is offline
    Centurion Member
    Join Date
    Mar 2012
    Location
    Chicago
    Posts
    216

    Default

    Quote Originally Posted by DavidNY View Post
    Credit Sesame updates monthly (also a good site). Credit Karma will update daily if requested.
    Yeah I use both, Credit Karma and Credit Sesame!
    GM Card - $7,700 (7/2002)
    Chase Freedom - $5,000 (2/2013)
    CitiBank (Thank You Preferred) - $4,600 (6/2012)
    CitiBank (Diamond Preferred) - $4,600 (6/2012)
    Rogers & Hollands - $3,250 (3/2006)
    BestBuy - $1,600 (9/2003)
    Discount Tires - $1,000 (2/2004)
    Kohl's - $300 (4/2012)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Feb 6, 13, 10:44 am
  12.    
« Previous Thread | Next Thread »
Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.