hosed by bank of america

ducern · 06:57 AM

I called to dispute and they removed the late fee

Extreme z28 · 11:12 AM

I hate to say it but you are not the only one that B of A gives the shaft too. They are notorious for screwing their customers to try and get the most out of them. They pulled the same thing with me a couple years back but luckily I was only using the money for an investment and they were offering a 0 APR for it which was free cash as far as I was concerned but they cleared a payment 1 week after it was sent out to them and make my payment late along with revoking the 0 APR i sent them to hell and cleared the balance. I gave them another chance last month to see if they had learned anything after the credit crunch and they haven't and tried to screw me again with the same crap. As far as I'm concerned the only card that exists is my Am Ex Platinum I don't need any others and if you can afford just using it that's the only true way to go. If I were you I would try to find some way to clear my account with B of A sent it to some one else (I hear Discover is very good at this type of stuff as well) and never do business with B of A again. BUt i would look into Discover they might be able to supply a workable loan for you or a balance transfer at a lower APR

ducern · 05:58 PM

thanks for the info Extreme, I'll look into discover for a transfer.

bikermike · 11:35 PM

It's too bad that B of A couldn't have been one of the fatalities of the credit crunch. They are a bank that really deserved to go bye-bye.

socialdavid · 11:44 AM

Quote:

Originally Posted by bikermike

It's too bad that B of A couldn't have been one of the fatalities of the credit crunch. They are a bank that really deserved to go bye-bye.

They suck big time. I called because they didn't add automatic payment of minimum due to my card, so I wound up being late, (despite having existing automatic payments) and they put me on an APR that's near 30% and socked me with huge fee, AND when I inquired about a paydown, despite numerous admonitions NOT to start one, they cancelled my card. When I reopened it, they cut my limit in half. Finally, their customer service people are by far the worst I have ever dealt with, in any venue, which is saying a lot.

I suffered throgh a lot with them, but I've had enough.

1bootcamp · 01:53 AM

I don't think you are alone buddy. I have seen a lot of bad things on the credit card forums here about Bank of America. They really have become too big for their own good they have forgot how to take care of the people paying their fat salaries.

HYENA · 02:50 PM

bank of america tries to make you default now. i saw a program on tv about the penis who started the algorythms to make late payments and bounced checks.

I'm closing my BOA accounts; been with them too long.

Mogul of Pineapples · 09:14 PM

Hate to admit it but I still use B of A for their online bill pay. Anyone know of any credit unions which have a good online billpay service in my area?

06:57 AM	#1
ducern Green Member Join Date: Jun 2009 Location: earth Posts: 2	hosed by bank of america I called to dispute and they removed the late fee Last edited by ducern : 01-07-2010 at 07:50 PM.

09:14 PM	#8
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 634	Hate to admit it but I still use B of A for their online bill pay. Anyone know of any credit unions which have a good online billpay service in my area? __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

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11:12 AM	#2
Extreme z28 Green Member Join Date: Jan 2009 Location: Los Angeles Posts: 17	I hate to say it but you are not the only one that B of A gives the shaft too. They are notorious for screwing their customers to try and get the most out of them. They pulled the same thing with me a couple years back but luckily I was only using the money for an investment and they were offering a 0 APR for it which was free cash as far as I was concerned but they cleared a payment 1 week after it was sent out to them and make my payment late along with revoking the 0 APR i sent them to hell and cleared the balance. I gave them another chance last month to see if they had learned anything after the credit crunch and they haven't and tried to screw me again with the same crap. As far as I'm concerned the only card that exists is my Am Ex Platinum I don't need any others and if you can afford just using it that's the only true way to go. If I were you I would try to find some way to clear my account with B of A sent it to some one else (I hear Discover is very good at this type of stuff as well) and never do business with B of A again. BUt i would look into Discover they might be able to supply a workable loan for you or a balance transfer at a lower APR

05:58 PM	#3
ducern Green Member Join Date: Jun 2009 Location: earth Posts: 2	thanks for the info Extreme, I'll look into discover for a transfer.

11:35 PM	#4
bikermike Platinum Member Join Date: Apr 2008 Location: Georgia Posts: 69	It's too bad that B of A couldn't have been one of the fatalities of the credit crunch. They are a bank that really deserved to go bye-bye.

01:53 AM	#6
1bootcamp Centurion Member Join Date: Apr 2008 Location: Big Island, Hawaii Posts: 110	I don't think you are alone buddy. I have seen a lot of bad things on the credit card forums here about Bank of America. They really have become too big for their own good they have forgot how to take care of the people paying their fat salaries.

02:50 PM	#7
HYENA Green Member Join Date: Oct 2009 Location: UNITED STATES Posts: 9	bank of america tries to make you default now. i saw a program on tv about the penis who started the algorythms to make late payments and bounced checks. I'm closing my BOA accounts; been with them too long.