Merchant Surcharging now legal in most states

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C.K.
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Merchant Surcharging now legal in most states

Postby C.K. » Mon Jan 28, 2013 9:23 am

It looks like as of yesterday, merchants are now able to add up to a 4% surcharge in 40 states if you use a Visa or Mastercard to purchase anything. While the surcharge won't likely happen in big box stores like Walmart, if you shop at a "Mom and Pop" store regularly, you'll likely see it on your bill. Here's the article: Credit-Card Surcharges Won't Be as Terrible as They Sound | TIME.com
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MemberSince99
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Postby MemberSince99 » Mon Jan 28, 2013 11:26 am

Won't be as terrible as they sound. If those guys have that much money to burn it doesn't bother them maybe they could toss some my way? Hey it won't be as terrible as it sounds.

Fartanywherecard
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Postby Fartanywherecard » Mon Jan 28, 2013 1:39 pm

It's funny that this is illegal in New York when the government (parking tickets, etc.) charges a "convenience fee" for credit card usage.

I don't see this becoming too big of a problem. It's important for customers to say NO to this crap because once something becomes established and accepted, everybody will do it

example: 20% tips/service fee somehow becoming standard expectation


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Postby Bksuper » Mon Jan 28, 2013 3:45 pm

Luckily its still illegal in California, not that some merchants here don't do it anyway. I don't carry cash; if they don't take credit they will lose my business with the exception of course being my school who gets paid by echeck.
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DavidNY
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Postby DavidNY » Mon Jan 28, 2013 4:25 pm

I went to a restaurant in NYC. When I looked at the menu it said they give a 5% cash discount, so I paid cash. I don't mind.

Fartanywherecard
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Postby Fartanywherecard » Wed Jan 30, 2013 6:27 am

Do you remember the name of it? :oooo

MemberSince99
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Postby MemberSince99 » Wed Jan 30, 2013 12:31 pm

Fartanywherecard wrote:It's funny that this is illegal in New York when the government (parking tickets, etc.) charges a "convenience fee" for credit card usage.

I don't see this becoming too big of a problem. It's important for customers to say NO to this crap because once something becomes established and accepted, everybody will do it

example: 20% tips/service fee somehow becoming standard expectation


That's as big a ripoff (charging you a "conveninece fee" for a credit card) as when the DMV charges you a "counter service fee" to go and stand in line for 3 hours to renew your tags. I get to pay for joy of wasting 3 hours of my life and dealing with a government employee that obviously hates their job and would probably prefer to be an axe murderer of the general public they seem to despise. Basicaly it's a tax on a tax.

Same thing with paying fees to e-file your taxes. They know people are going to e-file so they make sure they keep an even bigger bite of your money for you doing it, even though it's cheaper than them dealing with a printed copy of your taxes and mailing you a check! It's just another way to make you bend over and grab em. I mean let's be honest here and call it what it is.

Private industry does this all the time too it's not just limited to the government. I remember back in the 80s, they started charging more for tuneups for electronic ignition than for points systems even though it was cheaper for them, because points were on the way out. Same thing with disc brakes - easier and cheaper to work on but they charge more because that's where it was going.

It's probably better for us NOT to think about all the ways we get screwed on a daily basis - we can't do anything about it, and it will just upset us. But dealing with the government is the worst. My ex-wife was Brazilian and when she moved here, the first thing I told her is "What you need to keep in mind is that EVERYTHING here in the US and I mean EVERYTHING is set up for the benefit of the rich and big business. Once you accept that, life gets easier here". She looked at me like I had to be joking or something, but I was just trying to tell her how it was. Another thing I told her was whenever you deal with the government here two things are guaranteed - one you will feel like you are the guy who gets asked to squeal like a pig in "Deliverance", and two you will pull out your wallet and pay them before it's over. Guaranteed.


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Moneytalks
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Postby Moneytalks » Wed Jan 30, 2013 7:45 pm

I guess I'll still get the points for the extra fee haha, but in all seriousness, I won't do business if they try and charge my card for the fee
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Postby MemberSince99 » Thu Jan 31, 2013 8:11 am

Me either Moneytlaks. So far haven't seen anyone trying to do this.

For the places that do I'd prefer some "truth in advertizing" - just call it the "bend over" fee, or the "pig squealer" fee or some such, at least put some humor into it!

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Moneytalks
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Postby Moneytalks » Thu Jan 31, 2013 8:49 pm

MemberSince99 wrote:Me either Moneytlaks. So far haven't seen anyone trying to do this.

For the places that do I'd prefer some "truth in advertizing" - just call it the "bend over" fee, or the "pig squealer" fee or some such, at least put some humor into it!


Now now 99, we don't want to offend the pigs and the animal activist groups lol
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