- Centurion Member
- Posts: 196
- Joined: Mon Oct 29, 2012 2:50 pm
- Location: Boston
I searched the forums and didn't find much. I figured I would see if anyone wants to post on how much they have available vs. how much they make.
My current limits are almost $90,000 combined against the $30,000 I make per year.
It took years to get this. I have gotten almost $40,000 in the last year in credit limits, but that was due to building trust and such with good credit unions like Navy Federal. (They increased my Navcheck from $5,000 to $10,000. Approved me for $10,000 limit on their Platinum card. Increased my nRewards from $2,000 to $8,000.)
Keeping your reports clean definitely helps.
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000
Current total limit: $129,500