- Centurion Member
- Posts: 307
- Joined: Wed Jan 02, 2013 3:43 pm
- Location: USA
If you want to maximize rewards, you need both. Freedom has quarterly rotating 5% categories such as drug stores, restaurants, gas stations, supermarkets, etc. Forward is strictly 5% on Dining, Bookstores, and entertainment(?).
The 5% on drug stores is a huge advantage because you can buy a lot of different gift cards from CVS, Walgreens, etc to cover spending at places you normally shop at. If you fill up on gas, the Freedom has 2 quarters (6 months) of 5% back on gas stations.
For the Southwest Visa, if you can get in on the 4 free flights sign up bonus AND you fly Southwest round trip once+ a year, you can pretty much get your annual fee back every year.
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]