First of all, hello! Found this forum recently and already I've found it to be quite helpful!
I got my first credit card in Sep/2010. It's a Capital One Platinum card with a $500 dollar limit. My credit knowledge was, and pretty much still is pretty limited, but I had heard they were decent for those just starting out in building credit.
It's been over 2 years now though and I'm keen on looking in to getting a new card but I don't know what step(s) to take next. Instead of a lack of information there is too much and I just can't make sense of it.
I'm low income and frankly the $500 limit is plenty at this point as I usually only charge about half of that on the card. So I don't need a new card, but I'd like options if and when I start looking.
I just checked yesterday and my FICO score is 803. Additionally I've never missed a payment, and made each payment in full.
Ideally I'd like something that would let me travel maybe once a year. I'd like to see more of the US (What's this New York I've been hearing about) and possibly take a trip to England in a few years. I think what I would do (and if there are alternative suggestions I'm open to them) is continue to use my Capital One for everyday purchases and use the new card for larger ones.
Can anyone suggest a good place to start looking? A lot of the lingo and such confuses me but I find that if I at least have an idea of what I should be looking for then the information is much easier to find.
Any and all insight is appreciated.