I had been shut out of the exclusive world of credit cards for so long, that now that I am accepted, I find getting those approvals to be somewhat addicting. I need to stop.
I started because I had an ex roomate who had me on his costco card drop me after a couple years of never seeing or talking to him. I then applied for my own costco card and they told me about the credit card. It sounded like a good deal and even though I thought I would get rejected, I got it.
Just a couple months later, I started thinking about credit and how it could help me. One way was I was an AU on a BestBuy account where the interest was killing us, so I applied for a Chase Freedom to transfer the balance, and I got approved! But was told since Chase holds our Best Buy account I couldn't transfer over, so I applied for and was accepted to the Discover More program and will be transferring that BB debt to that card.
I then wanted to receive the 5% on gas all the time that PenFed offers, so I applied and really didn't think I would get it because of the strict requirements...but I did and it is now my highest CL yet!
But, now I find myself looking for more cards even though I don't need them. Cards that just look good just to add to my wallet, or cards with exclusivity just to prove I can get them. I really think this is from all those rejections even just 4 years ago. I remember probably 6 years ago getting rejected for a mall clothing store card. That was embarrassing.
Is it just me? Is anyone else in the same boat. I am done with the apps for at least a year, more like two, but for a while there, it was getting intoxicating, can anyone relate?