Reviews of Fifth Third Bank secured credit card?

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neptunejcw
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Reviews of Fifth Third Bank secured credit card?

Postby neptunejcw » Mon Dec 03, 2012 1:36 am

Anybody know anything about the secured credit card from Fifth Third Bank? I have a savings account there & I might apply for 1....


agp
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Postby agp » Mon Dec 03, 2012 8:19 am

I don't know anything about it, although I've seen a few of those 5/3 banks in my travels. I do not know why the bank is named 5/3, but I would not bank with them just for that reason and that reason alone.

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Midori
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Postby Midori » Mon Dec 03, 2012 8:24 am

The name came from the result of merging Fifth National Bank of Cincinnati and the Third National Bank of Cincinnati.

They held my mortgage for almost a year, and then sent it back to the little local bank that I originated it with. Never had any problems with them, but no experience with the cc side of things.


silver6054
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Postby silver6054 » Mon Dec 03, 2012 9:17 am

agp wrote:I don't know anything about it, although I've seen a few of those 5/3 banks in my travels. I do not know why the bank is named 5/3, but I would not bank with them just for that reason and that reason alone.

Well, that certainly is a reason. Not a good reason, but a reason! Out of interest, what is a "good" name for a bank, i.e. one that you would bank with?

DavidNY
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Postby DavidNY » Mon Dec 03, 2012 12:11 pm

silver6054 wrote:what is a "good" name for a bank


One ending in "credit union"

agp
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Postby agp » Mon Dec 03, 2012 12:21 pm

There aren't many things that I refuse to utilize/purchase just for its name. But a few of them I can't stand, one if 5/3 Bank. Merger or not, what happened to First, Second, and Fourth bank of Cinnci?

I hate the words "hitherto".

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Midori
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Postby Midori » Mon Dec 03, 2012 2:43 pm

"The late Clem Buenger, former chairman of Fifth Third Bank, used to say the name had been chosen because management feared ticking off the anti-alcohol crowd if the bank were named Third Fifth." :oP


neptunejcw
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Postby neptunejcw » Thu Dec 06, 2012 9:21 pm

Well does anybody recommend getting the Fifth Third secured credit card or not?

agp
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Postby agp » Thu Dec 06, 2012 9:44 pm

If you don't have any credit history, then sure, apply at a smaller bank as your chance of approval may be higher. But if you have an established credit history, even if it's just a few months, then apply for a better card at a big bank.

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CCG
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Postby CCG » Mon Dec 10, 2012 12:13 pm

If you decide the Fifth Third Bank secured MasterCard isn't for you, consider a Capital One Secured MasterCard.



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