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  1. #1
    Centurion Member MemberSince99's Avatar
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    May 2012
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    WI
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    Default Hiilarious thing from Credit Karma

    I recently got 3 cards and I figured they would show in Credit Karma soon. I noticed today my score went WAY up, and it was due to one of the cards (CK Scores are worthless but that's another story).

    I was curious which reported I knew from past experience it wasn't Discover as they take months to post. It was Barclays. Check out what I saw:


    Notice the date opened? I would have been 4 years old if that were true.

    No wonder I got such a boost! Isn't that a hoot?
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  2. #2
    Centurion Member
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    Default

    Oh wow hahaha! Looks like Barclays has taken backdating to a whole new level!
    Amex Green - NPSL - 05/12
    Amex Zync - NPSL - 06/12
    Discover it - $7750 - 11/12
    Chase Sapphire Preferred Visa Signature - $5000 - 11/12
    SECU Platinum Visa - $5000 - 08/08
    Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
    Citi Diamond Preferred Mastercard - $3000 - 05/12
    GECRB Old Navy Visa - $2500 - 11/12
    Chase Amazon Visa - $2000 - 11/12
    Chase Freedom Visa - $2000 - 07/12
    Citi Thank You Visa - $1000 - 06/12
    Amex Blue Cash Everyday - $1000 - 01/13
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  3. #3
    Centurion Member MemberSince99's Avatar
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    Default

    Quote Originally Posted by Ratfacedudeguy View Post
    Oh wow hahaha! Looks like Barclays has taken backdating to a whole new level!
    That's what I was thinking! I wonder if they could backdate to before I was born? Or would that even matter?
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 January 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  4. Green Member
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    Default

    Thanks for reporting that. That looks like a MySQL DB Date error. The date is synonymous with a zero entry. I'll report a bug to to TU and our team.

    Regarding your score going up, it mostly likely has nothing to do with the date but rather that you have a new credit line and more open to buy.

    As for the score itself, we (Credit Karma) don't create them. We buy them directly from TransUnion. We know for a fact several users are using some of the scores we buy. Everyone has their own opinions about different scores and I probably won't change it here.

    Thanks for trying our service.
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