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About LinkBacksI recently got 3 cards and I figured they would show in Credit Karma soon. I noticed today my score went WAY up, and it was due to one of the cards (CK Scores are worthless but that's another story).
I was curious which reported I knew from past experience it wasn't Discover as they take months to post. It was Barclays. Check out what I saw:
Notice the date opened? I would have been 4 years old if that were true.
No wonder I got such a boost! Isn't that a hoot?
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Centurion Member
- Join Date
- May 2012
- Location
- WI
- Posts
- 1,377
Hiilarious thing from Credit Karma
FICOS
TU: 753 January 2013
EQ: 765 May 2013 Discover pull
EX: 782 April 2013 FNBO pull
Cards:
Associated Bank Platinum Visa 13.5k (12/11)
Associated Bank Signature Visa 8k (05/12)
FIA Retirement Amex 10k (12/12)
BofA Travel Rewards Signature Visa 5k (12/12)
FNBO Amex 13.6k (4/13)
Chase Sapphire Preferred 5k (5/13)
Amex Gold NPSL (5/13)
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Centurion Member
- Join Date
- May 2012
- Location
- Baltimore
- Posts
- 349
Oh wow hahaha! Looks like Barclays has taken backdating to a whole new level!
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7000 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
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Centurion Member
- Join Date
- May 2012
- Location
- WI
- Posts
- 1,377
That's what I was thinking! I wonder if they could backdate to before I was born? Or would that even matter?
Originally Posted by Ratfacedudeguy
FICOS
TU: 753 January 2013
EQ: 765 May 2013 Discover pull
EX: 782 April 2013 FNBO pull
Cards:
Associated Bank Platinum Visa 13.5k (12/11)
Associated Bank Signature Visa 8k (05/12)
FIA Retirement Amex 10k (12/12)
BofA Travel Rewards Signature Visa 5k (12/12)
FNBO Amex 13.6k (4/13)
Chase Sapphire Preferred 5k (5/13)
Amex Gold NPSL (5/13)
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Green Member
- Join Date
- Apr 2012
- Location
- Oakland
- Posts
- 2
Thanks for reporting that. That looks like a MySQL DB Date error. The date is synonymous with a zero entry. I'll report a bug to to TU and our team.
Regarding your score going up, it mostly likely has nothing to do with the date but rather that you have a new credit line and more open to buy.
As for the score itself, we (Credit Karma) don't create them. We buy them directly from TransUnion. We know for a fact several users are using some of the scores we buy. Everyone has their own opinions about different scores and I probably won't change it here.
Thanks for trying our service.
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