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Thread: Withdrawal

  1. #1
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    Default Withdrawal

    I must say, I'm going through credit card withdrawal. I haven't seen any card that is worth adding to the collection. In addition, I have cancelled a Bank of America card and I'm considering cancelling my Amex charge card. I'm waiting for the next big thing I guess, like the US Bank Cash +.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  2. #2
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    Man I feel you on that one. I have been feeling lately that the market has gotten a bit dry, with nothing too exciting coming out since the Cash + like you said. Who knows. Maybe 2013 will bring some cool new accounts to chase (no pun intended), much to the dismay of my ever-dwindling AAoA.
    Amex Green - NPSL - 05/12
    Amex Zync - NPSL - 06/12
    Discover it - $7750 - 11/12
    Chase Sapphire Preferred Visa Signature - $5000 - 11/12
    SECU Platinum Visa - $5000 - 08/08
    Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
    Citi Diamond Preferred Mastercard - $3000 - 05/12
    GECRB Old Navy Visa - $2500 - 11/12
    Chase Amazon Visa - $2000 - 11/12
    Chase Freedom Visa - $2000 - 07/12
    Citi Thank You Visa - $1000 - 06/12
    Amex Blue Cash Everyday - $1000 - 01/13
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  3. #3
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    With all due respect, you guys pretty much have anything worth having, and have a lot of cards. Not sure what you'd even do with more.
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  4. agp
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    I want more cards too! Something with good cash back/point categories and a good design.

    Main Card: Amex Platinum
    For gas: Penfed Platinum Cash Rewards
    For travel & dining: Chase Sapphire Preferred
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  5. #5
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    Quote Originally Posted by MemberSince99 View Post
    With all due respect, you guys pretty much have anything worth having, and have a lot of cards. Not sure what you'd even do with more.
    I agree. It is just the thrill of the chase. Ultimately, I would like to end up with 5% back on every single thing I do. I'm not there yet.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  6. #6
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    I agree with 99, FB you have what, 11-12 cards...I wonder how you manage to spend enough on all of them, I mean I'm fine with 4, 5 the max. Anymore and I lose count...lol.
    Cards And Credit History
    Bank Of America: BankAmeriCard Cash Rewards (3% Gas, 2% Grocery, 1% everything else). 4/25/12-1,000$ (CLI Increase on 6/15/13)
    Citi: Forward (SM) Card (5x points on Restaurants, bookstores, music stores, video rental stores, movie theaters, 1 point for everything else.) 10/27/12-3,000$ (SP CLI 2/8/14)
    Discover: More. 10/27/12-1,500
    Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
    Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
    Future Cards
    Marriott Premier Rewards
    American Airlines AAdvantage Gold
    Chase Sapphire Preferred
    Fidelity Amex
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  7. #7
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    Quote Originally Posted by Snowman View Post
    I agree with 99, FB you have what, 11-12 cards...I wonder how you manage to spend enough on all of them, I mean I'm fine with 4, 5 the max. Anymore and I lose count...lol.
    I align my credit card bills with my payperiods. I use the cards evenly between the two. I have all the cards I need to make sure I get top cash back throughout the month. I think I can earn over $2k cash back next year.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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    Quote Originally Posted by FutureBillionaire View Post
    I align my credit card bills with my payperiods. I use the cards evenly between the two. I have all the cards I need to make sure I get top cash back throughout the month. I think I can earn over $2k cash back next year.
    Over 2k next year eh? Looks like we can have a little competition.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  9. #9
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    Quote Originally Posted by cashback View Post
    Over 2k next year eh? Looks like we can have a little competition.
    Let's do it. The BCP will help me earn cash back pretty much on anything I have to buy. I'm going to use gift cards to everywhere I go next year. I want 5% back on everything I do. The citi forward, penfed cards, bcp, and discover will help me with that.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  10. #10
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    Quote Originally Posted by FutureBillionaire View Post
    Let's do it. The BCP will help me earn cash back pretty much on anything I have to buy. I'm going to use gift cards to everywhere I go next year. I want 5% back on everything I do. The citi forward, penfed cards, bcp, and discover will help me with that.
    Alright, game on. You need to find a grocery store with a fuel savings program. If you count that money I think you could get to 7 or 8% on everything (which is what I'm shooting for). Also, check out Ebates.com if you haven't already. It's basically the same as ShopDiscover but with more stores. ShopDiscover makes up for having less stores with a better % back though.

    If you decide to sign up for Ebates, PM me so I can get a referral!
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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