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  1. #1
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    Default Is Barclays credit card good?

    I received a mailer for a Barclays card. Has anyone ever used them?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  2. #2
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    Which one? I've never used them, but they do have some niche cards that provide unique rewards. They also run Apple's credit card.
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  3. #3
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    I have the barclaycard rewards mastercard - yes it does complement nicely other cards with caps when barclay run specials (bonus points).

    The only problem with reward cards is the high interest rate. barclay offers 15% on reward cards. The ring is 8% with little or no reward.
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  4. Centurion Member DavidNY's Avatar
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    I have two of their cards, a Priceline and a Sallie Mae.

    What's the offer?
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  5. #5
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    Quote Originally Posted by DavidNY View Post
    I have two of their cards, a Priceline and a Sallie Mae.

    What's the offer?
    It was for a rewards card. It just said Barclays on the envelope. I will have to look at it again when I get home. Have you had good experience with them overall?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  6. #6
    Centurion Member DavidNY's Avatar
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    Overall they're OK. The cards and rewards work as advertised, however their customer service isn't as good as Chase or Discover.
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  7. #7
    Centurion Member MemberSince99's Avatar
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    Also be advised that YMMV, but they are known to do AA on people who apply for other cards within 6 months of getting a card of theirs. Some people app'd and had nothing happen, others got CLD or even their accounts closed. Again YMMV but it's best to know this before you decide to leap.

    Also they are known to be very easy to recon if you are declined. In fact a year ago I applied for one of their cards and was declined, but after reading so many recon success stories called and recon'd and got approved. Just take it easy on the apps for a while afterwards if you go for it.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 February 21 2014
    Discover 798 April 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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    Quote Originally Posted by DavidNY View Post
    I have two of their cards, a Priceline and a Sallie Mae.

    What's the offer?
    Hey how are the rewards like on that Sallie Mae card? It's the same one that gives you 4% on the upromise restaurants or something right?
    Now she's eyeless.
    The snakes she held once
    Eat up her hands.
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  9. #9
    Centurion Member DavidNY's Avatar
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    Sallie Mae card details: https://www.salliemae.com/landing/WorldCreditCard/

    Amazon.com sells books.
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  10. #10
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    I'm probably going to apply for something in first quarter and possible get rid of my PRG. I will probably look the other way on this one.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
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