Is Barclays credit card good?

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FutureBillionaire
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Is Barclays credit card good?

Postby FutureBillionaire » Mon Nov 19, 2012 12:13 pm

I received a mailer for a Barclays card. Has anyone ever used them?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
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Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


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djrez4
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Postby djrez4 » Mon Nov 19, 2012 12:57 pm

Which one? I've never used them, but they do have some niche cards that provide unique rewards. They also run Apple's credit card.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
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ChrisR2020
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Postby ChrisR2020 » Mon Nov 19, 2012 4:09 pm

I have the barclaycard rewards mastercard - yes it does complement nicely other cards with caps when barclay run specials (bonus points).

The only problem with reward cards is the high interest rate. barclay offers 15% on reward cards. The ring is 8% with little or no reward.
[font=Century Gothic][size=60][/size][/font]Chase freedom visa 12k / American Express BCP 25k / Capital One Quicksilver visa sig13k / barclaycard rewards mc 8k / Citi simplicity visa 12k / Capital One cash rewards mc 5k / BB&T visa Sig12k / Citi Thank you preferred mc 10k / BOFA visa 12k / Citi Dividend visa 6k


DavidNY
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Postby DavidNY » Mon Nov 19, 2012 4:33 pm

I have two of their cards, a Priceline and a Sallie Mae.

What's the offer?

FutureBillionaire
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Postby FutureBillionaire » Mon Nov 19, 2012 6:37 pm

DavidNY wrote:I have two of their cards, a Priceline and a Sallie Mae.

What's the offer?


It was for a rewards card. It just said Barclays on the envelope. I will have to look at it again when I get home. Have you had good experience with them overall?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

DavidNY
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Postby DavidNY » Mon Nov 19, 2012 7:43 pm

Overall they're OK. The cards and rewards work as advertised, however their customer service isn't as good as Chase or Discover.

MemberSince99
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Postby MemberSince99 » Tue Nov 20, 2012 6:35 pm

Also be advised that YMMV, but they are known to do AA on people who apply for other cards within 6 months of getting a card of theirs. Some people app'd and had nothing happen, others got CLD or even their accounts closed. Again YMMV but it's best to know this before you decide to leap.

Also they are known to be very easy to recon if you are declined. In fact a year ago I applied for one of their cards and was declined, but after reading so many recon success stories called and recon'd and got approved. Just take it easy on the apps for a while afterwards if you go for it.


hematino
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Postby hematino » Wed Nov 21, 2012 10:28 am

DavidNY wrote:I have two of their cards, a Priceline and a Sallie Mae.

What's the offer?


Hey how are the rewards like on that Sallie Mae card? It's the same one that gives you 4% on the upromise restaurants or something right?
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DavidNY
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Postby DavidNY » Wed Nov 21, 2012 3:33 pm

Sallie Mae card details: https://www.salliemae.com/landing/WorldCreditCard/

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FutureBillionaire
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Postby FutureBillionaire » Wed Nov 21, 2012 3:39 pm

I'm probably going to apply for something in first quarter and possible get rid of my PRG. I will probably look the other way on this one.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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