- Centurion Member
- Posts: 629
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
I dont know if this helps but here is what I have done so far. I recieved my BOFA Cash Rewards card back in April. I used it only for Gas or for small purchases and paid it in full so that the balance would be reported as 0. I did this for 6 months, and then I checked my credit scores. Fortunately, my scores were 720+, and I decided for 2 cards that I believe were very easy to be approved for (the ones in my signature.) and I was fortunate enough to get approved. Do you have an income? do you work part time? what is your history like? Building credit takes a little bit of time, and you have to keep on going. Applying for hard to get cards from Amex and Chase and the like or going to be difficult depending on what cards you apply for, so for right now, just be patient for the first 6 months and then you can see where to go from there.
Cards And Credit History
Bank Of America: BankAmeriCard Cash Rewards-4/25/12-1,000$ (CLI Increase on 6/15/13)
Citi: Forward-10/27/12-3,000$ (SP CLI 2/8/14)
Discover: More. 10/27/12-2,000 (Auto CLI 5/31/14)
Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
Marriott Premier Rewards
American Airlines AAdvantage Gold
Chase Sapphire Preferred