- Centurion Member
- Posts: 623
- Joined: Thu May 10, 2012 10:10 pm
- Location: North Los Angeles County
Shop- Like sak has said before, Penfed requires that if you are non military or have no prior family members that are with them that you have to donate to a charity that is affiliated with them. There are CU's that are for certain employment places (i.e Firefighters, Police Officers, Utility workers,) I live close to about 3 Credit Unions and they all require that you live in the area or close proximity in order to open an account with them, or you can try and online CU like DCU. Usually their rates for members on car loans and the like are pretty low and therefore for the most part it is better to be with a CU IMO. However, I currently bank with BOFA because I like to have a large bank that is brick and mortar, and they have not done anything yet that would me leaving them as a customer and going to a different bank, they have been good to me in the 2 years that I have banked with them. I think you should open an account so that way you can open a CC account in the future. That was how I got my BOFA card, I have had a good relationship thus far, and they saw I was loyal so they approved me, even though it is a low limit card.
Cards And Credit History
Bank Of America: BankAmeriCard Cash Rewards-4/25/12-1,000$ (CLI Increase on 6/15/13)
Citi: Forward-10/27/12-3,000$ (SP CLI 2/8/14)
Discover: More. 10/27/12-2,000 (Auto CLI 5/31/14)
Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
Marriott Premier Rewards
American Airlines AAdvantage Gold
Chase Sapphire Preferred