Hey everyone, this is a great forum!
Just need some guidance from you fine folks. I recently moved from north of the border down here...it's been 6 months. I really want to establish a good credit here and I have plans to purchase a car in the future (just driving company car now).
Anyways, when I moved here I opened a checking account with BofA and they were also able to get me a student card with 1k limit. Since then I have been using that card (keeping it at around 30% utilization) and paying it off every month. Last week I also applied for the Capital One new comers rewards card and was approved for another 1k. So I'm going to start using this one too from now on.
I would just like to know all your ideas on what future cards I can look forward for and when to apply..etc. I would obviously like to have more limit, when can I just ditch the student one and apply for a new one? Or should I try to increase the limit on the student?
I'd like to eventually get the Amex or Chase cards, but I'd figure my score would be still a bit low for that..I don't know. What's everyone's opinion? I'd love to hear everyone's opinion! Thanks!!