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  1. #1
    Centurion Member InCreditWeTrust's Avatar
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    Default Barclays credit card reconsideration success!

    Greetings,

    I recently applied online for a Barclays visa card and after their 30-second evaluation I was denied credit. I then figured out I could potentially get the decision overturned if I call Barclays (Credit Analyst) and speak to the representative directly.

    The representative was very helpful and understanding and agreed I am in actuality eligible for credit, considering I have never made a late payment, but because I am still fairly new to credit and don't have an expansive credit history the online evaluation had denied me.

    After calling for reconsideration I answered a few important questions i.e annual income, and I was asked what is my requested limit, I was shortly approved for $2,000 credit limit! Already made the purchase.

    Regards, In Credit We Trust
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  2. #2
    Centurion Member InCreditWeTrust's Avatar
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  3. #3
    Centurion Member DavidNY's Avatar
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    Cool! Why did you pick Barclays?
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  4. Centurion Member InCreditWeTrust's Avatar
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    Quote Originally Posted by DavidNY View Post
    Cool! Why did you pick Barclays?
    Financing a new MBP, Barclays was flexible enough on the limit I needed...
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  5. #5
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    Congratulations. What's an MBP?
    Cards and Credit lines Acquired:

    Escape by Discover, Barclay Holland America Visa, Macy's store card, Bloomingdale's store card, Citi Custom Credit Line, PayPal Smart Connect credit line, Chase Sapphire Visa, Chase United MileagePlus Visa, Amazon store card, and Lord & Taylor.

    Closed: Dell Financial Services credit line. They cut my limit, so I cut the cord. Capital One. If they won't work with me, my other cards will!
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  6. #6
    Centurion Member InCreditWeTrust's Avatar
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    Quote Originally Posted by randeman View Post
    Congratulations. What's an MBP?
    Macbook Pro, and thanks.
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  7. #7
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    Sweet InCreditWeTrust you inspired me to call BOA for reconsideration. You probably saw in my other topic, they reconsidered me for a $2,000 credit line with the 1/2/3 rewards card!
    My cards
    Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
    Citi- Diamond Preferred-$4,000, Thank you-$2,500
    Discover IT-$2,500
    Bank of America cash rewards-$2,000
    Capital one newcomer rewards-$500
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