- Centurion Member
- Posts: 321
- Joined: Mon Jan 02, 2012 1:21 am
- Location: Denver
andy1088 wrote:Unfortunately as usual Capital one won't budge with me. Sigh, I guess it was worth opening to get credit initially, but now it seems like Capital One is nothing but a drag.
Capital One took a big hit when people stopped paying their credit cards because they lost their job. They slashed credit lines to decrease their liability. When someone files a bankruptcy, the credit card company loses, and they have to make it up other ways; debit card charges, late fees, etc.
You don't want their card. They are sneaky, by changing your due date, so if you have auto pay on a certain date, you will miss it and then get charged a late fee and a 30 day ding on your credit report. Get the Citibank card that doesn't cheat the customer.
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
Chase Sapphire Preferred
American Express Business Simply Cash
American Express Costco Business, American Express Platinum Business
Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k
Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+