Thread: Can I upgrade my Capital One card?

Your spelling is fine we understand what your asking.They are different credit cards even though they're both Capital One credit cards.

My friend and accountant called Citi and tried to upgrade 1 of his cards to another and they told him that they are 2 different cards. (I forgot which ones)

It's like going from a American Express Green to a Star wood Preferred Guest or from a Discover More to a Discover Open Road. Different cards.

the Capital One platinum Mastercard, the no hassles rewards card is different from the venture card. If you had a gold venture 1.25 miles per dollar and wanted to upgrade to the blue card 2.00 miles per dollar, that you could do. but you can't upgrade the Capital One no hassles or platinum to the venture.

Help!

I am a Capital One customer. Been that way for 6 years. Never been late. Paid off entire balance.

Now I want to upgrade to a credit card with a points program but Capital One wants me to cancel my current card and re-apply for the Venture Card. In other words, they will not upgrade me. Full disclosure - I declared Chap 7 BK 6 years ago, but I've not been late with one bill since and I earn 6 figures. Not sure why this is such a big deal.

Given how I've been treated by Cap One I want to look for another credit card company that will give me a points program, preferably one that gives me no blackout air miles. Can anyone offer me some suggestions?

Thank you.

Nothing good is possible with Capital One.
If you are going to apply for a card, why not find something worth applying for like Discover Card

I forgot to mention 1 thing. The blue card comes with an annual fee waived the first year to sucker you into getting 1 of their cards.

If I were you I would listen to ooxs and apply for a Discover card.

Right now I'm not happy with my capitol1 card. First of all you have to have a checking account to apply for a card in their bank and this should not be the case. You're not getting a debit card you want a venture credit card like ooxs has said this bank is stupid.T hey also use to sell American Express gift cards, gee I wonder what happened?

With this bank let's say you have 10,000 miles you want to go out of town on vacation and your ticket cost 200 dollars, with those morons you can't use your 10,000 miles and pay the remaining balance it's all miles or no miles, meaning you can't break anything up.

This bank should welcome you and help find the best card for you, instead they tell you that you have to have a checking account to apply for a card if done in the bank.

Yes winston we can give you some suggestions. First of all do you travel on business? Or are you looking for a card for for personal use? Like are you looking for a card for going to Sears, Macys, J Crew, Express, Fridays, your local sports store, big purchase at Barnes and Nobles?

Just out of curiosity which card do those garbage faces want you to cancel?

First answer: My current employer does not offer a corporate card so I'd use the new card for both business travel and personal expenses. It doesn't make sense to have separate cards but I'd prefer a generic card that offers points, rather than one that's tied to a specific store/vendor as the plan is to use it for everyday expenses and pay it off every month.

Second answer: A generic, no points CapOne card.

Is that one of the best for points?

As for American Express with their gold card you get roadside assistance anywhere, you get gold card events before tickets go on sale for concerts, theatrical, sporting, etc.

You also get gold card destinations, so if you stay at a Starwood hotels like a Sheraton or Westin you might get room upgrades, free champagne, discounts on items related to the Starwood properties. Annual fee 125 for the basic card 175 for the Premier Rewards card.

With the platinum you get the same except you get concierge service. You also get airport clubs, so let's say you want to go into US Air's club you just stick your platinum card in and you get in. Annual fee is 450.

Another great card is the Starwood Preferred guest card. It's a hotel card My friend and accountant has the card and he loves it. It's certainly an executive card. The 65 is waived for the first year.

The Delta gold card is a great card you get 2 points for every dollar spent on or around the Delta area, I believe you get checked bags for free (part of your 95 membership fee) anything you spend in the Delta area, has to be owned by Delta, to get the 2 points.

Another great card is the Citibank American Airlines Mastercard. I see a lot of people using this card, I have seen people use this card at BJ's, LL Bean, Bagel Boys and Walmart. I'm sure people have used this card for checking in at hotels and have entertained clients and customers out to dinner.

Chase has a couple of cards the Sapphire basic and the Sapphire preferred. when you get a chance take a ride down to their bank and ask them to explain the difference between the 2 cards.

You might want to look at 2 of Citi's regular cards I think they are called the thank you cards. The higher level is 125 but waived the first year.

So here are some cards to think about since you travel on business.

Yes the blue card is a miles card you get 2 per dollar, the gold is there middle card right between their cash back card and the highest level card. but after the first year the fee is 59.00.

The blue is the top travel credit card from them.