Do most of you pay your credit card bill by mail? For those of you who pay online, do you have savings and/or checking accounts at every bank from whom you have a credit card?
Do most of you pay your credit card bill by mail? For those of you who pay online, do you have savings and/or checking accounts at every bank from whom you have a credit card?
always pay by a checking account that I have with my bank. never paid by mail.
online is a lot easier and fast.
I pay always online, I don't think I have ever mailed a check to a credit card company.
Cards
Visa: Citi Forward (5x pts on restaurants), Capital One Journey (1.25% cash back), BofA AAA (5% on gas)
Discover: Discover More (5% rotating categories)
Mastercard: Best Buy (4% at best buy), Chase Freedom (5% rotating categories)
American Express: Zync
Online from checking via autopay for full balance.
CARDS (and why)
FIA Card Services: Fidelity Amex (best cash back excepting 5% cards), Fidelity Visa (spare)
Chase: Freedom (only for 5% reward categories, purchases under $10), Sapphire (not in use), Amazon Rewards (for Amazon purchases only)
CapitalOne: No Hassle Rewards (no foreign transaction fee, my only MasterCard, not in use)
Amex: Blue Cash Everyday (not in use)
Discover: More (only for 5% reward categories)
Online from my checking account for the new balance. Beginning in 2012, my credit cards will be paid down to zero every month, except for 2.
Online from checking for the full balance every month. I have only one checking account. It happens to be with the same bank that I have one of my cards with but that is totally accidental.
CD, I only have checking w/chase; three of my cards are w/chase, but I only use two on a regular basis (Freedom and Amazon).
CARDS (and why)
FIA Card Services: Fidelity Amex (best cash back excepting 5% cards), Fidelity Visa (spare)
Chase: Freedom (only for 5% reward categories, purchases under $10), Sapphire (not in use), Amazon Rewards (for Amazon purchases only)
CapitalOne: No Hassle Rewards (no foreign transaction fee, my only MasterCard, not in use)
Amex: Blue Cash Everyday (not in use)
Discover: More (only for 5% reward categories)
Always online. I pay them all out of my "main" checking account. I pay them when I feel the need or 5 days before they are due whichever comes first.
Bill Pay option with my bank. Fast and convenient, can't go wrong.