Automatic Credit Limit Increase w/ Soft Pulls?

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FutureBillionaire
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Automatic Credit Limit Increase w/ Soft Pulls?

Postby FutureBillionaire » Fri Nov 04, 2011 7:59 pm

What credit cards do you find regularly give automatic credit limit increases without applying for them? Which companies still do soft pulls?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


ooxs
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Postby ooxs » Fri Nov 04, 2011 11:05 pm

I know of one that will automatically give me an increase and that is US Bank.
HSBC and GE will give me increases if requested and all have been soft pull.

Ramzo
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Location: Canada

Postby Ramzo » Fri Nov 04, 2011 11:12 pm

Works differently in Canada I believe. Credit card companies are not allowed to increase your limit unless you explicitely approve or ask for it. So glad this law exists.


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jumbo
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Postby jumbo » Sun Nov 06, 2011 3:09 am

Discover More...!
I got my discover card last year, and they have been increasing my CL by $250 every 3 months.. (btw, I always pay my balance in full)
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

trainercb
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Postby trainercb » Sun Nov 06, 2011 11:06 am

my Capital One Platinum gives them out in 6 months "account renewal procedures"

FutureBillionaire
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Postby FutureBillionaire » Mon Nov 07, 2011 4:33 pm

Thanks for the info. I have been paying the statement balance but probably need to keep all my cards at zero to see these increases.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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