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Centurion Member
Automatic Credit Limit Increase w/ Soft Pulls?
What credit cards do you find regularly give automatic credit limit increases without applying for them? Which companies still do soft pulls?
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Centurion Member
I know of one that will automatically give me an increase and that is US Bank.
HSBC and GE will give me increases if requested and all have been soft pull.
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Green Member
Works differently in Canada I believe. Credit card companies are not allowed to increase your limit unless you explicitely approve or ask for it. So glad this law exists.
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Platinum Member
Discover More...!
I got my discover card last year, and they have been increasing my CL by $250 every 3 months.. (btw, I always pay my balance in full)
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Green Member
my Capital One Platinum gives them out in 6 months "account renewal procedures"
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Centurion Member
Thanks for the info. I have been paying the statement balance but probably need to keep all my cards at zero to see these increases.