Automatic Credit Limit Increase w/ Soft Pulls?

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FutureBillionaire
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Automatic Credit Limit Increase w/ Soft Pulls?

Postby FutureBillionaire » Fri Nov 04, 2011 7:59 pm

What credit cards do you find regularly give automatic credit limit increases without applying for them? Which companies still do soft pulls?


ooxs
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Postby ooxs » Fri Nov 04, 2011 11:05 pm

I know of one that will automatically give me an increase and that is US Bank.
HSBC and GE will give me increases if requested and all have been soft pull.

Ramzo
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Postby Ramzo » Fri Nov 04, 2011 11:12 pm

Works differently in Canada I believe. Credit card companies are not allowed to increase your limit unless you explicitely approve or ask for it. So glad this law exists.


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jumbo
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Postby jumbo » Sun Nov 06, 2011 3:09 am

Discover More...!
I got my discover card last year, and they have been increasing my CL by $250 every 3 months.. (btw, I always pay my balance in full)

trainercb
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Postby trainercb » Sun Nov 06, 2011 11:06 am

my Capital One Platinum gives them out in 6 months "account renewal procedures"

FutureBillionaire
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Postby FutureBillionaire » Mon Nov 07, 2011 4:33 pm

Thanks for the info. I have been paying the statement balance but probably need to keep all my cards at zero to see these increases.



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