Thread: I am the credit card king!

Being counted in your cards, that is. PenFed's max per member is 50k, this also explains the same card product. I highly suspect the same with the other doubled card products.

Subtracting them I get

American Express Blue Cash - 25k limit
American Express Blue - 25k limit
BOFA Cash Rewards- 1.3k Limit
BOFA Visa - 50k Limit
Best Buy Credit Card - 15k limit
Capital One Venture Card - 30k limit
Chase Freedom - 20k limit
Chase Slate 2.5k limit
Citibank Platinum - 7.3k limit
Pentagon Federal Credit Union Cash Back Visa - 50k limit
PNC BANK Cash Back Visa - 7.5k Limit
PNC BANK Points Visa - 7.5k Limit
PNC BANK Flex Visa - 7.5K limit

13 @ 248.6k
I suspect more of these are your wife's too. Making her the credit card queen?


Mine... all mine!
17 @ 260k

Chase extends me 63.5k
PenFed 50k
BoA/FIA (I've hit my limit with them) 30k
Citi 27k

I'm not going to list them all because it will give you a clue to two more big issuers you haven't hit yet. No, not Discover. Which is strangely absent from you portfolio.

My utilization? I pay before they cut, making it infinitesimal.

King, I doubt it. Couple seems much more likely. Hell, I think I have you (and you alone) beat and I know there are others out there beating me, thoroughly. Is FW too big of a pond for you? Credit used to be a hobby of mine, I haven't been an active participant in years. The death of the FIA 2% card is what reignited my current participation.

Originally Posted by requiredfield

Credit used to be a hobby of mine, I haven't been an active participant in years. The death of the FIA 2% card is what reignited my current participation.

what is the FIA 2% card?

Originally Posted by d.unbelievable

what is the FIA 2% card?

FIA is an awesome card! 2% cash back with some caveats. Fidelity Investments American Express.

As for credit, I have a personal LOC of 400k from well fargo with sub 3% interest (not a heloc). Forget everything else although I hear LOC above a certain amount aren't used in revolving credit calculations.

Originally Posted by YourFinancesSimplified

This is my introduction post and my challenge to you all!

First things first. Hi I'm YourFinancesSimplified but you can call me YFS. I run the blog yourfinancessimplified.com.

Enough small talk. Let's get into the pissing contest shall we! The rules are simple you must disclose:

1. Total amount of credit cards
2. Total available credit
3. Utilization rate (Must use last statement balance. I don't care if you Pay in Full)

The people will decide who is the credit card king. I even wrote about it here on my blog I AM THE CREDIT CARD KING. I would love your comments.

WHY I AM KING!

1. 16 credit cards (RAWR)
2. 336,1600 (LIKE A BOSS)
3. 1.76% (Credit Utilization Maverick)

I find this a bit obscene, but hey why not. I guess I could go ahead and burst your bubble to stop your spamming your blog. I am sure you would love our comments, but spamming is generally frowned upon.

American Express Blue Cash Preferred - $250k Limit
American Express Centurion - No Limit (Pre-approved upto $300k in purchases w/o call)
Ameriprise MasterCard World Elite - $250k Limit
JPMorgan Palladium MasterCard - $5MM Limit (10% of Liquid in CMA)
PenFed Platinum Cash Rewards - $50K Limit
PenFed Platinum Rewards - $50K Limit
Chase Sapphire Preferred - $100k Limit
United MileagePlus Explorer - $150k Limit
Marriott Rewards Premier Visa - $100k Limit
Capital One Venture Rewards - $51k Limit
Citi Executive AAdvantage World Elite - $250k Limit
Citi Thank You Prestige - No Limit (Pre-Approved upto $250k in purchases w/o call)
Merrill Lynch Merrill+ - No Limit (Pre-Approved upto $5MM in purchases w/o call)
Merrill Lynch Accolades - No PSL
UBS Charter Amex - No PSL
UBS Preferred Visa - $5MM Limit
Fidelity Investment Rewards AmEx - No PSL
Fidelity Investment Rewards Visa - No PSL
Japan Credit Bureau Card - $125k Limit
Discover More - $25k Limit
Diners Club US Carte Blanche - No PSL

1. That is 21 personal cards, that are all mine, not authorized user or corporate cards.
- Roar?
2. Ignoring the no preset limit cards I have an available limit of: $11,401,000
- Actually, I am a boss. One of many.
3. Utilization: 0% (All cards are paid prior to statement closing).
- Watch out Maverick, Goose is right there with you.

Originally Posted by requiredfield

Being counted in your cards, that is. PenFed's max per member is 50k, this also explains the same card product. I highly suspect the same with the other doubled card products.

It's actually $50,000 per card, as long as you hold more than $100,000 in CD products.

Originally Posted by PlatinumAMEX94

Carter (Or should I say Simba), I really think you should put all those in your signature. I am just WAITING for UPS Greg to drop his two cents in about all your annual fees.

*UPS Gregg

JCarter, you are my hero LOL!!

Originally Posted by PlatinumAMEX94

Carter (Or should I say Simba), I really think you should put all those in your signature. I am just WAITING for UPS Greg to drop his two cents in about all your annual fees.

He could only complain about my American Express fees. The other get waived or paid for in another avenue.

Carter is my last name, my first name is Jacob.