- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
Congratulations on the Wells Fargo card. what I would say is whatever you charge, pay in full. who wants to have any cardmembers that only pay 20. whether you go to Lord & Taylor, Kohls, Gap, Walmart or out to eat, whatever you charge pay in full. No interest charges. That's also a way to improve your score.
You say you have a 3,000 dollar limit. It's best to use the card, but never ask for a higher credit limit. Like charging anywhere from 100 per month, up to 350 is good to keep it around 10%. Some months you may charge less, but always pay your bill in full.