- Posts: 2
- Joined: Mon Jul 25, 2011 2:02 pm
- Location: Madison
Thank you for the insight! To confirm, let's say I had a $2,000 balance and my minimum payment was $50. If my balance for month 2 was $1950, month 3 was $1900, month 4 was $1850 and so on that wouldn't be a problem? I guess what I'm trying to say is if there's no new spending and it's clear you are paying the minimum payment on a balance like in my example, the FICO credit score won't calculate anything against me for doing that?