Hello this is a very nice forum. I would like to ask you this.
I just applied ONLINE for a Citibank Platinum Select Mastercard on Sunday the 27th or March. I got a message saying thank you for applying for Citicards and we need further processing..... In the past around 6 months ago I applied for another credit card with citibank and they rejected me so I don't know if it's going to be the same this time.
- I got my preowned car on august 2010 with wells fargo, i'm always paying on time my car payments, my outstanding auto loan is $9000.
- I just have a balance of $500 in my capital one mastercard (credit line of $2000).
- I also have an orchard bank with $1100 no balance and direct rewards discover by hsbc with $300, they never increase my credit line.
My credit score in the 3 credit bureau is 715.
Can somebody tell me if I meet Citibank's credit card requirements and if I will get approved? Thanks