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  1. #1
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    Default Which credit card companies use Experian?

    Awesome forum. Would you guys be able to tell me which credit card companies use Experian only for credit checks? Most of all I am interested in who Bank of America, American Express, Chase, Citi and Capital One each use.

    Thanks
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  2. #2
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    Why are you asking the credit cards that use Experian? Are there things on Experian report that are not on the others and if there are don't you think the stuff will show up on Experian sooner or later?
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  3. #3
    Platinum Member Elliot Castro's Avatar
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    I am guessing Experian has an error somewhere that is in his favour at the moment.

    The best error I can think of is a failed BANKRUPTCY note.
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    Sometimes the companies only pull one, but usually if you get accepted they pull more than one. It's hit or miss really.

    My recent American Express application relied upon Experian though, if that helps.
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