Credit Card Forum
  1. #1
    VApennypincher
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    Default Do you have to be a student to get a student credit card?

    This may seem like an unusual question but do you have to be a student to get a student credit card or can anyone apply get approved even if you are not in college? I am younger, 20, have some credit history but not a lot. I have a credit card with a $700 limit that I have had for over a year but in December when I applied for another I was denied because my credit history was new. I hear that student credit cards have easier requirements to meet and having no credit history is not a problem. But I'm not a student. Will it still work for me?
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    Reply With Quote Reply With Quote     Feb 5, 11, 11:35 pm
  2. #2
    Mogul of Pineapples
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    I believe you do have to be a student to get a student credit card. The applications ask for school information and I don't think that's an optional field. I checked right now and it was even asking for the .edu school email address.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

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    Reply With Quote Reply With Quote     Feb 6, 11, 6:29 pm
  3. #3
    VApennypincher
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    After posting this I clicked on a student card application and on it was a question if I am a student and I could tick off yes or no. This kind of goes against your response that only students can get a student credit card.

    What happens if I submit the application and click no for being a student?
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    Reply With Quote Reply With Quote     Feb 8, 11, 12:00 pm
  4. #4
    bubblebusteconomy
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    Students are not supposed to be able to get credit cards without income but it is happening. It would not surprise me the least bit if it turned out that non students could get them too. The goal of the credit card is to get anyone with a pulse to apply and become their debt slave. The ability to pay doesn't concern them since it is better to have you as a rat on a wheel.
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    Reply With Quote Reply With Quote     Feb 13, 11, 3:12 am
  5. #5
    Elliot Castro
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    Well, technically there shouldn't be anything wrong when it is a joint-account with a parent.
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    Reply With Quote Reply With Quote     Feb 13, 11, 11:57 am
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