Thread: Discover personal loans review

Just got approved for $19,000 at 11.99% through Discover personal loans with 60k annual household income I used mine and my gf's income which they want stubs but no problem there but I am the only one on the actual application because she has VERY bad credit. I have low 700 scores this rate is better than what I am going to be paying off with it but was wondering if anyone would suggest any other options I could apply for that may give us a better rate?

THANKS!

Uh 11.99 is a lot man. Got home equity that could be tapped?

No I pretty much have nothing but a car that still has $7,000 left on it and no other collateral. I also have very high credit utilization. The only thing I have good going for me is very good credit in the lower 700's. I figured given my situation this wasn't such a bad deal or the best deal I'm gonna get.

I used mine and my gf's income which they want stubs but no problem there but I am the only one on the actual application because she has VERY bad credit.

They may very well use her stubs to check her credit history as well... but good luck. :P

Well that wouldn't be good :/ hopefully that's not the case they didn't say they were they just said send them in and then everything will be all set. I guess we will see. My name is the only one on the application. THANKS!