rob1618

Hi, I'm a 19 year old and extremely frugally minded. I'm new to credit cards and don't have anyone to ask as most people in my family just talk about how a high APR is bad and that's all they know. What I'm interested in knowing is are there cards for students (which means not excellent credit yet) which allow you to get bonuses, cash back, etc, for purchasing things while having basically no fees if you pay off everything monthly/yearly in full? I would never dream of not paying off something in full, also is there a way to automatically pay off credit cards monthly/yearly with online billpay from a checking account?

And what's the best card for online shopping cash back?

Thanks.

Mogul of Pineapples

The online bill pay is something you will have to setup with your bank, so that's something you can do with any credit card that offers ebills, as long as your bank allows it.

Do you prefer cash back, merchandise, or miles? There are a few out there which should suit your situation.

__________________
“It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.”

-Warren Buffett

Current Cards:
American Express: Blue Cash, Simply Cash
Bank of America: Visa Financial Rewards Platinum Plus
Chase: Rewards Visa, Amazon Visa
Discover: More

Current Everyday Card: American Express Blue Cash

jeffysdad

you need to set that up with your cc company because they're the only party that knows what your balance is every month (besides you). All of the cards that I have allow for you to do this. Chase and Citi allow you to set this up online. Capital one and the B of A card that I have require that you do it in writing. It's just giving the cc bank permission to debit your checking account every month for your statement balance.