- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I'm not sure why. I've had them give me the same thing asking me to call or mail, and I just said to hell with it, it wasn't worth the trouble.
It really just depends. If you are talking about your personal convenience, it's probably better to pay right after your statement cuts, so you pay them once a month but you don't pay interest, if your limit allows that.
If you are talking about your score, then you should pay all cards to 0 BEFORE the statement hits except for 1 card - leave a small amount, typically 1-5% for best score, on that one card, then pay after the statement cuts.