My credit card company authorized a charge on a cancelled card. Can I sue?

For just about anything you want to get off your chest about credit cards.
4 posts
quandary
 
Posts: 1
Joined: Sun May 04, 2014 9:22 pm
Location: ca

My credit card company authorized a charge on a cancelled card. Can I sue?

Postby quandary » Sun May 04, 2014 9:29 pm

4 months ago, I had my card replaced because of a fraudulent charge. 2 months ago, i noticed a charge on my statement from a different merchant from the OLD card, which the telephone rep at my card company swore would be cancelled/deleted/etc.

Since I had no agreement with the merchant with the NEW card, that means either (a) my card company gave out my new card information to a merchant without my authorization, or (b) authorized a charge on the old (dead) card.

I just need to know what kind of fines/penalties my card company is liable for, and/or what section of law/policy prohibits this activity.

Yes, a debt collection or credit attorney would probably know, but i'm trying to do my research first


MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Wed May 07, 2014 4:08 pm

You can sue for anything. The question is would it be worth the time and expense.


You really need to consult an attorney with the specifics of your case we really do not have enough here to even venture any kind of intelligent guess on whether you have a case.

User avatar
djrez4
Centurion Member
Centurion Member
 
Posts: 1468
Joined: Tue Jul 31, 2012 12:20 pm
Location: United States

Postby djrez4 » Wed May 07, 2014 7:25 pm

Have you tried disputing the charge?

Heck of a lot quicker and cheaper than suing someone. Trust me.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

takeshi
Centurion Member
Centurion Member
 
Posts: 1741
Joined: Wed Jun 05, 2013 3:12 pm
Location: US

Postby takeshi » Thu May 08, 2014 9:14 am

MemberSince99 wrote:You can sue for anything. The question is would it be worth the time and expense.

+1 OP should try the dispute process first unless OP just wants to hire a lawyer.



Return to “General Credit Card Talk”

Who is online

Users browsing this forum: No registered users and 2 guests