I joined myFICO.com today.

For just about anything you want to get off your chest about credit cards.
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rhipsher
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I joined myFICO.com today.

Postby rhipsher » Sun May 04, 2014 3:50 pm

I've been using a website called scoresense that uses all 3 reporting agencies for the last 1 1/2 years. It refreshes and updates only once every 30 days. And after some research learned that for the most accurate numbers I needed to just pay up and join myfico. I was pleasantly surprised to see my actual FICO scores were 20 points higher than scoresense. Scoresense was free anyway. You get what you pay for in the long run. :cool:


takeshi
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Postby takeshi » Mon May 05, 2014 1:18 pm

rhipsher wrote:And after some research learned that for the most accurate numbers I needed to just pay up and join myfico.

While they're as good as it gets just keep in mind that creditors don't necessarily use the models for the scores that you get from myFICO. I suggest focusing on what's in your reports versus obsessing over the numbers.

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rhipsher
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Joined: Sat Feb 16, 2013 10:26 am
Location: Houston tx,

Postby rhipsher » Tue May 06, 2014 12:03 am

As good as it gets is good enough for me. I'm not a credit obsessed person. But I like to have at least a ball park to see credit improvements over the last year.



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