Any recommendations on what card to get next?

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Any recommendations on what card to get next?

Postby honolulu » Sun May 04, 2014 11:02 am

New to cards here, I started a job July 2013 and I got the Chase Freedom and CSP cards soon thereafter. Now that I have a bit more time and money to go around, I am searching for a new card.

Some information that may be relevant:

- $5000 and $6000 limits on the two cards
- 750 credit score according to Credit Karma
- Always pay down full balance
- Spend most of my money on restaurants and monthly bills (phone, internet, etc).

I was thinking that the US Bank Cash + might be a good option, but it seems like they only have in-branch applications? I need another restaurant card too once the April - June categorical spending for Freedom ends..

Thank you very much! Looking forward to hearing your thoughts.

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Postby mrow » Sun May 04, 2014 7:03 pm

Just and FYI if you didn't know, the CSP gives double rewards on restaurants and triple rewards on restaurants the first Friday of the month.

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Postby Dreamkast06 » Sun May 04, 2014 10:12 pm

Amex Blue Cash. Get it, use 61 days, then request a CLI from the website and ask for a total of 3x your current CL. One of the best gas/grocery cards.

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Postby wiivile » Mon May 05, 2014 11:01 am

The Cash+ is the best restaurant card. Try to get it over the phone.
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

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Postby austintastic » Mon May 05, 2014 11:57 am

Cash + is probably your best bet. Another option for the utilities might be the fidelity AMEX for a flat 2% back on all of it. Also, you might want to consider a BOA better balance rewards. Let 1 utility go to that(internet would definitely do), pay it off after the statements and get $100 easy money every year ($120 if you deposit to a BOA checking or savings account)

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