What card has the highest cash back?

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14 posts
x2theone2x
 
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What card has the highest cash back?

Postby x2theone2x » Wed Apr 30, 2014 8:26 pm

I'm not talking about cashback on specific categories, just all purchases.


mrow
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Postby mrow » Wed Apr 30, 2014 10:53 pm

Fidelity American Express offers 2% cash back on all purchases. That's they best you're going to get. You've got to deal with bonus category cards if you want anything higher. Once you get the hang of what card is good for what spend category it become second nature and you'll earn a lot more than just looking for the highest card for all spending, though the Fidelity could be good for categories that don't have any bonus.

takeshi
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Postby takeshi » Thu May 01, 2014 9:10 am

JCB Marukai 3%. However, it has a lot of serious caveats to consider.

hematino
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Postby hematino » Sat May 03, 2014 8:42 am

Takeshi is correct, one of the caveats that stinks is you can only live in certain states such as California or Hawaii to even be eligible to apply. I have a different JCB card and their customer service is pretty good, theyre just really old school.
Now she's eyeless.
The snakes she held once
Eat up her hands.

mrow
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Postby mrow » Sat May 03, 2014 1:09 pm

hematino wrote:Takeshi is correct, one of the caveats that stinks is you can only live in certain states such as California or Hawaii to even be eligible to apply. I have a different JCB card and their customer service is pretty good, theyre just really old school.


That and it's only accepted where Discover cards are accepted. Granted that is most places these days, but it's not everywhere.

Dman316
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Postby Dman316 » Sat May 31, 2014 12:31 pm

Man, I wish I had a crystal ball...
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

Gamma
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Postby Gamma » Mon Jun 02, 2014 9:48 pm


Robrus1
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Postby Robrus1 » Tue Jun 03, 2014 7:24 am



When is this supposed to happen?
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

thom02099
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Postby thom02099 » Tue Jun 03, 2014 9:21 am

Robrus1 wrote:When is this supposed to happen?


Probably never? There's no date on that blog entry that I could see. However, according to another URL, it's the Everyday Card. Perhaps AMEX changed it up between that blog entry and the actual release of the card. Here's the other URL:

http://www.credit-land.com/news/american-express-offers-20-reward-point-bonus-on-new-card-2534.html

This article is dated March 26, 2014. Somewhere along the line, something apparently changed. Unless......

Could AMEX be planning an additional release of an upscale Everyday card? According to the 1st article, the 20% AMEX card was only going to be offered to folks with a credit score of 830 or higher, which seems to me to be even more exclusive than the Centurion. There's no indicated spend requirement, but a noted limit on the amount that the 20% would be available on -- up to $20K in purchases, at which point it drops to 1%.

Maybe Travis with AMEX can weigh in here on what happened/will happen?
Retired, and in the process of retiring cards!
EQ = 846 EX=828 TU = 836 as of 02/2016

hematino
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Postby hematino » Fri Jun 06, 2014 4:53 pm

There's no way that card could be real, even as a concept. How would they make any profit at all, if the swipe fees are somewhere around 5%?? I'ts funny and all, but I'm calling bull****.
Now she's eyeless.
The snakes she held once
Eat up her hands.



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