Metal Cards

For just about anything you want to get off your chest about credit cards.
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Troublemaker
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Metal Cards

Postby Troublemaker » Fri Apr 25, 2014 11:38 pm

Does anyone find it annoying to carry around a credit card made of metal? I used to have a CSP and among many reasons to cancel it ... one was the thickness. It was terribly hard to sit with my wallet carrying this card in my back pocket (which it where most of us put it anyway).

Oddly enough, cards made of metal are actually advertised/marketed as something prestigious etc. Not sure why.
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linuxmachine
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Postby linuxmachine » Sat Apr 26, 2014 2:14 am

Doesn't matter for me personally. I keep the CSP because the point conversions make sense for me.

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Dr.Mark
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Postby Dr.Mark » Sat Apr 26, 2014 3:31 am

Well, it's simply because the normal credit card is made out of plastic that the metal ones seem to be somewhat prestigious. It would be exactly the opposite if the normal credit cards were made out of metal.
But, probably because of this, I do think that the metal credit cards are a kind of an holy grail in the credit world. Here in the UK, for example, the only CC made out of metal are the Centurion and the Palladium. No surprise then that this sets the standard.
And regarding the problem you seem to be having, the solution is pretty easy: get a credit card holder. There's thousands of them out there. That's what I did quite a long time ago and I never looked back.
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Postby MB131174 » Sat Apr 26, 2014 7:47 am

I hate metal cards. I called Chase to see if they could issue me a plastic version of my Marriott card. Nope. The card isn't even 2 months old and it's scratched up and looks awful. Happened when I had the CSP as well. Metal cards are overrated. Personally I like how Discover makes the It card.... plastic & printed.
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trumpet-205
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Postby trumpet-205 » Sat Apr 26, 2014 10:28 am

Never had one in my hand, although I can't think of reason for hating it. Thickness shouldn't be a problem.

A problem I did have though is that most CC are still issued with embossed number. I honestly don't know who else uses embossed number these days. Merchants are supposed to imprint CC number when keying CC number on card present transaction but I saw no one does it in my experience.
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Postby pac4toon » Sat Apr 26, 2014 3:20 pm

trumpet-205 wrote:Never had one in my hand, although I can't think of reason for hating it. Thickness shouldn't be a problem.

A problem I did have though is that most CC are still issued with embossed number. I honestly don't know who else uses embossed number these days. Merchants are supposed to imprint CC number when keying CC number on card present transaction but I saw no one does it in my experience.


I'm pretty much over the "ooh aah" of the metal card (CSP). Thickness isn't a problem tho- I actually love that it doesn't have embossed numbers. I carry my cards in a card holder and carry it in my front pocket. 2 reasons why: (1) carrying my wallet in my back pocket messes up the alignment of my back (especially when driving) and (2) pick pockets (which I seem to be a magnet for), it'll be harder for em to take my wallet.
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FastSRT8
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Postby FastSRT8 » Sat Apr 26, 2014 3:53 pm

As a Cent card holder... I love the card.

Unlike the other brands that use metal, the Cent card (my primary card) is used all the time. No scratches, no marks. It still looks as good as day 1.

I think it all depends on the materials used and how the card is finished.

I was told my Cent card is hand finished. The numbers and letters are all set and stamped by hand... so they say.
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otter
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Postby otter » Sat Apr 26, 2014 8:00 pm

Dr.Mark wrote: It would be exactly the opposite if the normal credit cards were made out of metal.
But, probably because of this, I do think that the metal credit cards are a kind of an holy grail in the credit world.


Don't know about that... I think it's a matter of plastic = cheap, metal = something of value to most people.
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Postby benhollberg » Sat Apr 26, 2014 11:29 pm

Not sure about the Marriott Premier Rewards card, but the CSP is available as a plastic card if you request it.
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Postby rockyrock » Sun Apr 27, 2014 12:09 am

My chipped CSP is holding up better than the original one did.

The overall design of the card is more important than the material as far as I'm concerned. Plastic cards get scratched and trashed just as easy as the metal ones, some just hide it better.

My favorite looking card is the Marriott Premier but I can tell that once it gets scratched it will look terrible. I never use it so I guess it will stay looking nice for me :-) Other cards like my AAdvantage WEMC looked cheap when it was brand new and looks even cheaper now that it is scratched up.

Like mentioned earlier Discover did well with the IT card. Mine is a little scratched but has that brushed aluminum look that seems to hide it okay.
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